The caller ID said Pamela Garrard. I answered because I was expecting a call from my mom's new case worker whose name we didn't know. A woman with a very heavy accent said her name was Angie and wanted to know if I had any pay day loans I wanted to pay off. I said no and hung up the phone. So beware of the scam! I'll go back to not answering calls from names I do not know even if I'm expecting an important call. It'll have to go to voice mail.