I just received the same phone call from Mr.Robins, saying that I owed $1100.00 for a payday loan from 2007 and that if I did not pay the full amount by Friday,they were going to arrest me check fraud. How do these people even get your telephone#? This is bs and something needs to be done. The lady at the Harris County Warrant Division told me the samething. They don't arrest you for the loans but it is still your responsbility.
I recieved a phone call this morning threating the same thing from PAYDAY LOAN from 2008. I also contacted my Attorney General's Office and they informed me too that this was a scare tactic and not to be FOOLED. If the Sheriff office was looking for you they would not contact you and give you a heads up! This is their way of making sure that you do what they want you too when they want you too do it!!!!! My contact person was a Ms. Jones she was very good at what she did! I am sure with limited education, you have to become the best at something! She was rude and just plan stupid... She used threats and intimadation to TRY to get me to send her over a 1,000 dollars and all she could give me was the name of the company which was ACP and a code number 6243 and state FL. That was it!! I called the Check Fraud over my county and they did not have my name and informed me that they do not PICK YOU UP FOR UNPAID PAYDAY LOANs. So do not be fooled and don't let them waste your time! Now it is still your responsbility to have it taken care of but you do not have to be put in a bind!!!!
I just received the same phone call from Mr.Robins, saying that I owed $1100.00 for a payday loan from 2007 and that if I did not pay the full amount by Friday,they were going to arrest me check fraud. How do these people even get your telephone#? This is bs and something needs to be done. The lady at the Harris County Warrant Division told me the samething. They don't arrest you for the loans but it is still your responsbility.
Who's Calling? That Debt Collector Could Be a Fake
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>