Skip tracing is a business act or practice within the financial industry under debt collection. It may be outsourced, or within their networks including all associates, affiliates, subsidiaries, or committed by any debt collector managing or assisting that particular account. It's info gathering at an extreme calling, abusing, harassing, embarrassing alleged debtors their relatives (ex), friends, businesses, any associated phone numbers they can dredge up disguised as "locating a consumer." They use terms listed as: associated, alternate contact number, wrong name or wrong number to disguise their illegal deceptive intent.
Scam / illegal contact issues are covered within unfair, deceptive, abusive acts, practices, (UDAAP) under the Dodd Frank Act leading to violations within state and federal FDCPA, FTC Act, FCRA, Truth in caller ID Act and others. None of these stop their illegal business acts / practices they just adjust their disguise to people they're calling.
Ally Financial formerly GMAC Inc, headquartered in Michigan, with their BBB report showing over 100 known locations. I'm sure it's impossible to list their associates, affiliates, and subsidiaries! Some known would be Ocwen Loan Serving and Nationstar
Caller called a acquaintance looking for another person. Caller was trying to get personal information from acquaintance to locate the person they were looking for. Sounds like a scam!! BEWARE!!
someone called me from this number. The conversation went like this
"Do you know who a Nelso ___ is?"
No. Who are you calling from
"Do you know who a Nelso __is?"
Before I answer any questions, who are you calling from?
"Ally"
Ally what?
"What do you mean Ally what? we are Ally"
are you a bank? are you an organization?
"Ally financials"
"Do you know who a Nelso __ is?"
No I don't. howd you get my number
then I hung up. It sounds like a scam because the caller was extremely rude over the phone.
I just got a REALLY weird call from this number. They were asking if I knew who Kennedy and Bryce V******. I said I didn't know who they were and they hung up. COULD BE A SCAM, BE CAREFUL!