I got this same exact call today. Identical! I asked for paperwork to be sent to me home and she became very rude! She hung up told me to get " Maria" who ever that is and hung up. About 3 mins later she called back and told me she just saw I had a criminal record. Nice scare tactic except I've never been arrested our in jail in my life! She hung up on me again! It's scary that they are doing background checks and have access to very personal information and are breaking every law and harassing people! Give no information! Steer clear!
I received multiple calls from this number and they also use a 630 number stating that they are a legal department called [***] or ASF. They have been taking me to court for 1 year, claiming I applied for a loan and they deposited to my bank. I looked up the lender they claim gave me funds called Green Quincy or something....I never applied for a loan, they sent me emails about the loan, they won't resend the information they claim they sent and thee company is nowhere to be found online.....SCAMMERS!
Tammy Smith (typical phony last name) called from ASF. Asked me if the sheriff came to my residence yet. Said MBNA filed a civil suit against me. I settled with MBNA in 2008. I told her I have the documents to prove it. She asked me to fax the documents. Gave me 9162440421 fax #. Funny thing, 908 is a New Jersey area code, 916 is a California area code. I told her while we're at it, why doesn't she give me their address. She said, "oh, we don't give that out." I told her, " the law says you do." She hung up on me.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
I got this same exact call today. Identical! I asked for paperwork to be sent to me home and she became very rude! She hung up told me to get " Maria" who ever that is and hung up. About 3 mins later she called back and told me she just saw I had a criminal record. Nice scare tactic except I've never been arrested our in jail in my life! She hung up on me again! It's scary that they are doing background checks and have access to very personal information and are breaking every law and harassing people! Give no information! Steer clear!