I got a very disturbing phone call by this phone # claiming that I took out a personal loan back in 2013 for $1100. (I've never taken out a personal loan). They asked my to verify my last 4 digits of my SSN and my address (They had the incorrect address which they asked to update their records and I refused.) they asked to verify my last name. (Which changed because I got married) and my email address was partially incorrect. I replied that I would not verify information until they told me who THEY were. Finally they disclosed that they were Johnson & Johnson a firm that assisting with a courtesy call to let me know that criminal charges have been field against me. And that notices were sent to the address they had in file and that they could not mail anything else out to me after 3 attempts. I asked how am o supposed to resolve this if I don't have something in writing? The caller replied that it could be resolved by me paying 50 cents on the dollar for what I supposedly owed. I said I am absolutely not payoff cent for something I NEVER borrowed! The caller them advised that she will close the case and that I need to get a criminal attorney because there will be a warrant for my arrest. And hung up! SHE WAS SO NASTY, RUDE, AND UNPROFESSIONAL. I called my husband so upset. And decided to look up this phone number. I came across these posts. It's most DEFINITELY a scam.
Received a call at my parent's house from "Lola Bell" with "Johnson and Johnson Legal Processing". Said I was being investigated for fraud for an internet payday loan from 2011. She couldn't tell me the amount of the loan or the bank the funds were supposedly deposited in. The name they referred to me as was a previous name from over 10 years ago and the email address was one that I had never heard of. She said the state will send me some papers within 5 days and then I will have to get a criminal lawyer to represent me in court. I HAVE NEVER HAD AN INTERNET PAYDAY LOAN!!!
Total scam. Read the other notes. Fraud is a crime. Crimes are handled by public prosecutors. Debt collectors have nothing to do with investigating fraud in any form. No public agency with the exception of the courts in an ongoing legal case can have anything to do with a private debt dispute. Governmental agencies do not get involved in private debt collection on the side of one party or another and debt collectors have nothing to do with law enforcement at any level. Public agencies do not serve process on behalf of specific parties to a legal dispute. That is done by process servers licensed to serve process in your state. Yes, the parties to the dispute sometimes hire sheriff's deputies or off-duty policemen to serve process, but that's it. In any event no legitimate process server calls you in advance and ells you you are going to be served. This is scam on many levels.
No one is sending you any papers. . Being in ordinary civil debt is not a crime and you cannot be arrested for it. THis is just an attempt scare you into paying them something.