It's simple. DEMAND a full, complete and legitimate letter of validation as outlined and required by federal law. By mail, not e-mail or fax. If/When they refuse or start with the usual excuses and threats, they've confirmed that they're frauds or scumbag 3rd party collectors attempting to collect an invalid or bogus debt.
Tell "Janice Hunter" that she's in violation of the FDCPA and that all further communications with you will be logged, recorded and turned over to a Consumer Attorney. That should do it. Unless she's just a foreign fraud. In which case she's no more than an annoyance and a pest.
Be Safe. Be Aware.
Gunnar
got an automated message saying will be served a deposition because I was a point of contact for someone who defaulted on payments, or somethign like that. Called them back and they kept hanging up on me. They said they were from Check Services.
I keep getting calls from this number threatening to get a warrant issued for check fraud or for payments not made for something i had taken care of a year ago. i tried explaining that i had taken care of it and they kept hanging up on me. Janice Hunter was the woman i spoke to that was unwilling to listen.
It's simple. DEMAND a full, complete and legitimate letter of validation as outlined and required by federal law. By mail, not e-mail or fax. If/When they refuse or start with the usual excuses and threats, they've confirmed that they're frauds or scumbag 3rd party collectors attempting to collect an invalid or bogus debt.
Tell "Janice Hunter" that she's in violation of the FDCPA and that all further communications with you will be logged, recorded and turned over to a Consumer Attorney. That should do it. Unless she's just a foreign fraud. In which case she's no more than an annoyance and a pest.
Be Safe. Be Aware.
Gunnar
I just received a called from this number i call back and a lady act like she did not no any thing and said they were looking for a ---------- which was me. and said they was going to have me arrested for a bad check for a loan that was made over , i told her i was not worry about it because that was paid a long time ago and i have the proof. and she hung-up on me.-------------------------the call came from kan. city,( olathe).
recorded message told me I'm in contempt of court. I called back, and the man (rude) answered "County Check Fraud Services". He then went on to tell my I'm in default of a payday loan. I said that's ridiculous, and he could send me written verification. He said he didn't have to send me anything, he would just send "this" over to Shawnee County (where I live). Then he hung up on me. Called again, same man answered, and I asked what county he's with. He said "whatever county you need, ma'am". I told him I just wanted to make sure I got the company name right because I'm filing a complaint. He hung up again.