Admin Edit: "It's a FAKE comment!"
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Mr. Houston contacted me from Torre and Mathis claiming I had a felony charge pending warrant for my arrest. I advised him that I did not know of any bad checks I wrote. Mr. Houston provided me with Banking account info under which the check was written. I remembered what I had done and the closed account in which the check was drafted. I thought that it would be written off as a bad debt and damage my credit report. Mr Houston advsd me that he wasn't interested in any payment and that the warrants were going to be generated once information was processed with the state attorney. Mr Houston offered to contact the state attorney prior to the afadavit being faxed to see if they would allow a "Stop-Action Order" if payment was recieved. I told him I could and would not pay for something this old thinking that they couldnt do anything to me after this long. Within 48 hours officers were sent to my job and I was jailed, and because I was already on parole I could not post bond. I was sentenced to a year in jail because of a $600 bad check for "uttering a worthless check and intent to defraud a financial institution". It is not worth Jailtime over $600.00 and you will spend more in court cost anyway not to mention the embarrasment of being arrested at work. If someone calls you about a bad check PLEASE!!! take it seriously and if they are willing to accept the payment, PAY IT!!!.
David Houston called me and left a message @ 410pm today wanting to speak to my wife about an investigation involving her, and left a case #. Whith the commnts above must be a debt collector stooping to low measures.
David Houston call me on my cell phone today from 1-913-586-0341. He told me he was calling because I had been charged with some type of fraud and writing bad checks and I owed over 1,000.00 David's tone was alright until I started bombarding him with questions because I had no idea what he was talking about and he wasn't being precise and detailed with his information. David made threats that was just calling me out of courteousy (like he was doing me a favor) and later threatened that he just needed to know where to send the police to come and pick me up. I kept asking if all this was true where could i go and get this information locally. I asked do i go to my local police department (because David was trying to make it seem as if there was a warrant for my arrest) I asked David questions about his name, where he was calling from, then he made some comment about knowing where he was calling from really being irrelevant because he was located in Kansas. So i asked again so where do i go to get this information locally? He kept trying to get my address. I asked the name of the company he was working for he said it was Tori and Matthews. David told me that he was a private investigator. The more I asked questions to get a better understand because things weren't making sense the more frustrated he got... He ended the conversation saying threatening I needed to get the district attorney to represent me because I was being charged with a felony and he hug up the phone in my face.
When I got off the phone with David I began my own research. He told me the name of the bank that I fraudulently used and I kept saying I've never had an account with that bank etc... So I looked up the bank and the bank's name had actually changed. So I told the bank what I had just experience and they could not locate information on me in the system. I looked at my credit report and saw that the debt David Houston was actually trying to throw me in jail for is on my credit report. It was a payday loan through Advance America. It is schedule to fall off in 2015. The next thing I did was called the collection company number listed on the report which was Northern Resolution Group (888) 447-2490. I spoke with a lady named Jerry Angelo who was sort of hesitant in giving me her name. She advised me that her company is debt buyer. and they had sold the Advance America debt to Vantage Point. She gave me the contact information for Vantage point and I spoke with a Woman by the name of Sandy.
I work in debt collections and federal law mandates for us to say the mini -miranda/ monitored disclosure statement: "our calls may be monitored or recorded this is an attempt to collect a debt by a debt collector any information obtained will be used for that purpose" if this statement is recited at the start of each phone call before giving our any information the account the company as well as the representative over the phone can be sued. I asked both debt collection companies if our calls were monitored or recorded and they both said no. Which didn't make me feel any better because now I could prove the conversations I was having unless i was recording it myself.
Sandy told me vantage point had recently purchased by debt in 03/2013. I could easily resolve it by paying it in installments or just a one time payment/ settlement offer. So I said to Sandy, Well I don't understand, David Houston Called me this morning wanting to lock me up in jail and wants me to get the district attorney to represent me but you on the other hand say I can make payments to resolve this debt. Sandy told me that as far as she knew that I wasn't going to jail... I reminded sandy that I worked in debt collections and know how you have to say what you need to say to convince the debtor to pay... I asked sandy if they were working with the law firm by the name of TORI AND MATTHEWS sandy said no. So i asked sandy to hold while i called David Houston back on three-way because no one was making sense (or at least these weren't the normal debt practices I was aware of) DAVID HOUSTON DID NOT ANSWER HIS PHONE IT CONTINUALLY WENT STRAIGHT TO VOICE MAIL. THEN IT WOULD RING AND THEN GO STRAIGHT TO VOICE MAIL AND I CALLED SEVERAL TIMES DAVID GAVE ME HIS CALL BACK NUMBER OF: 913-586-0342 AND HE DID NOT ANSWER.
I READ A POST SIMILAR TO MY SITUATION WHERE THE GUYS NAME WAS LARRY DANIELS AND HE WOULD NOT PICK UP/ ANSWER HIS PHONE WHEN THE CONSUMER TRIED TO CALL HIM BACK. I CALLED THE 913-586-0335 number and a man answered the phone with a very suspicious "Hello..." I said "Hey, is larry there?" he replied this is Larry. Who is this? I gave some random name and he asked "DID YOU GET A VOICE MAIL OR SOMETHING? i said no I found your number online and I was trying to get in touch with david houston. He said they had a DAVID PRICHARD. I told him the man I spoke with told me his name was DAVID HOUSTON (OH BY THE WAY HIS VOICE MAILS SOUND LIKE HE PRONOUNCES HIS NAME AS HUGHES BUT WITH ME HE SPECIFICALLY SAID HOUSTON) LARRY HUNG UP THE PHONE AND WHEN I TRIED TO CALL BACK IT WENT STRAIGHT TO VOICEMAIL.
As a last straw I decided to call David Houston/ Hugh's bluff and contact the district attorney's office. I explained to the woman everything that is noted here and she said to me that that's not how it works, it's not that simple as far as involving the district attorney that realistically I wasn't about to be arrested. She told me to make sure I kept records of everyone I spoke to. And what David did over the phone is considered threatening that I am not required to give out any information nor to be threatened and she advised me to file a complaint withe the FCC... Which I am working on as well... Sandy from vantage point made a comment that it may just be a tactic to scare me into paying the debt but she knew this is what i felt and this is when i told her that i work in collections and know that you want to say whatever you can to ease the debtor's concerns to get the money. But the woman I spoke with over the phone at the district attorney office felt it was a scam as well...