sorry well i just want to know from who is this number i dont want to buy or sell anything please leave me alone and find some one else to tell your story .
LLUMC has been saving my life since 2000 cancer surgery. I have always paid all balances without going into collections. Most recently I had a group of doctor, pharmacy and hospital bills from one doctor-ordered overnight there. As always, I paid each bill with the largest one for last - since disability has me down to under $900 a month with Part B Medicare premium's deduction. So, my final payment of just over $300 and their first voice call crossed paths this month. Still, "Paul Ramirez" calls, today telling me I must tell him when I have this off my credit report for him to stop autodialing here, daily. I immediately called LLUMC and they are dealing with it, via Bruce Olson & the people at the 44440 extention of the main number, 909-558-4000. The daily autodialing with nobody taking the calls once we answer is a physical burden as I am on bedrest and 4.5liters of oxygen perminute and the phone is in the other room, so, I must unhook and get up and go out there without my oxygen because there is no time to switch the cannulas before the phone stops ringing. My bill is paid in full and yet Paul Ramirez, instead of saying 'thank you', says for me to remove this from my credit report in order for him to stop calling me - the implication being that Paul Ramirez, or his employer, have put this on my otherwise immaculate credit report. What the heck? I pay all my bills, and this one is paid in full, too. LLUMC is going to make it all right for me. No worries. If Paul Ramirez or his employer really put a ding on my credit report, LLUMC will have them remove it. Fourteen years of paying my bills to LLUMC on time says something about me, just as daily no-response autodialing from Paul Ramirez says the inverse about him. What goes around, comes around: Karma.
Have been receiving calls from this same Paul Ramirez as well. I work graveyard so I am usually asleep around 11-12 and he calls around 3 and had the audacity to say "Are you serious right now bro?" When I told him that the time he called wasn't ideal to settle anything. Now come to find out the balance that he's referring to hasn't existed for a while now. Very unprofessional and honestly sounds like a fraud collector to me.
Well here is the thing, since he talked to you, he is now required to do this:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Now if he failed to do that then he has violated the FDCPA. But in any case this is what you should do:
You need to send them a certified, return receipt debt validation or cease and desist calling letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notion of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general