Got a call from this unknown number. I don't pick up unknown numbers - I wait for a voice-mail to see if they are worth a return call. There was no voice-mail message left.
Got a call offering to lower my interest rates down to 6%, but it was a 1-time offer and I had to press #1. I did, and it transferred. A woman with an asian accent asked if I was calling about the offer to lower my credit card interest rate to 6%. I asked what company she was calling with, and she immediately hung up on me. Sounds VERY SHADY. Do not give them any personal information at all.