World Wide Asset Recovery,
951-251-8806
If you have an address, you can use this letter and send it to the billing office and Administrative office
Your Name and Address
Sent via Certified Return Mail
Date: MM/DD/YYYY
Bill Collector Name
Collectors Address
Collectors’ City and State and ZIP
NOTE: This is an attempt to make a debt collector obey the law. Any information obtained, will be used for that purpose
Dear Debt Collector / Debt Collector Attorney:
This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:
Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with all of the following:
• (1) the amount of the debt;
• (2) the name and address of the creditor to whom the debt is owed;
• (3) Provide a verification or copy of any judgment (if applicable);
• (4) Proof that you are licensed to collect debts in the State of Texas
• (5) What the money you say I owe is for
• (6) Explain and show me how you calculated what you say I owe
• (7) Provide me with copies of any papers that show I agreed to pay what you say I owe
• (8) Provide me copies of all documents relevant to this debt (i.e. application, bills, records of communications and payments, and any other data that indicates my responsibility)
• (9) Prove the Statute of Limitations has not expired on this account
• (10) Provide me with your license numbers and Registered Agent
At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:
• Violation of the Fair Credit Reporting Act
• Violation of the Fair Debt Collection Practices Act
• Defamation of Character
Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, your company’s State Attorney General and the Federal Trade Commission.
Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.
It would be advisable you assure your records are in order before I am forced to take legal action. This is an attempt to correct your records; any information obtained shall be used for that purpose.
Sincerely,
Your Signature
NOTE: This is an attempt to make a debt collector obey the law. Any information obtained, will be used for that purpose
This company called me 5min ago. Was telling me all sorts of information. I simply called and said I was told to call and they magically guessed my name. I informed him that I did not know of the debt he was speaking of and that id like proof sent to me. He proceeded to yell at me that I needed to stop lying and pay my bills.
I have received two phone calls from a number 951-271-8814, that is identifying themselves as Worldwide Assets Recovery. On the first call, it went on to say they had an important message for me (personally) and to call them back regarding my case with a summons that was being served & filed a.s.a.p. (or something to that effect)... In my worry as to what in the world this could be, I returned the call to find it was for a friend of mine. I was totally treated beliigerently by somebody claiming to be a Solicitor and asked that my personal phone number NOT be used again to contact the friend of mine. Today, March 25, 2014, I have received another call from Worldwide Assets Recovery and a woman named Maria asking for my friend again and "claiming that the person they were calling for had given them my number and said it was their home #?" This will be my first step in stopping harassing phone calls to my personal cell phone number. At no time or under any circumstances would my friend give out my personal cell phone # as his home #.... This is an outright lie made up by extremely verbally abusive individuals with this company. I have stated, on both occasions, these person(s) are not to call my personal cell phone number again. Thank you.
I called this number after my parents (80 years old) received several harassing calls that included foul language and threats. They are looking for someone who does not live with them. I was assured by the polite man who answered that they would take my parents' numbers off their list. Three days later, they are still calling. Vultures.