Some woman calls asking for my husband as owner of the company and an employee that works for us, I tell her they are at the factory location this is the business office, a satellite office, she screams at me then call them and have them call me immediately.. so I screamed back at her.. if you were calling them because they called you first as you said, you would know the factory number. I need to talk to the owner now she says.. I am one of the owners of this company, who are you and waht do you want I asked... None of your business she replies then changes her tone to a demanding voice and says to me" you call that other number now and you tell (employee) that I want a call NOW from him at 888 and she stops says screw you and slams the phone down.
Sorry, but they DO and HAVE settled for less than 1/2 with me. Maybe since the debt is over 10 years old. The original lender wrote it off and then sold the debt for pennies on the dollar to a collection agency. The original debtor is then out of the picture. That's why getting anything more than what the debt was paid for still puts the collection agency ahead. The garbage still stays on your credit report forever though. :P
Ahh......you may actually be referring to Federal subsidized student loans......heck, they garnish your wages AND your tax refunds, but secondary loan companies don't have the same power without going through a long, expensive rigmarole. =)
Some woman calls asking for my husband as owner of the company and an employee that works for us, I tell her they are at the factory location this is the business office, a satellite office, she screams at me then call them and have them call me immediately.. so I screamed back at her.. if you were calling them because they called you first as you said, you would know the factory number. I need to talk to the owner now she says.. I am one of the owners of this company, who are you and waht do you want I asked... None of your business she replies then changes her tone to a demanding voice and says to me" you call that other number now and you tell (employee) that I want a call NOW from him at 888 and she stops says screw you and slams the phone down.
My husband did not pay his student loans. We ignored the letters of demand and quit answering all the phone calls. Last night we tried to put gas in our vehicle and our debit card would not work. The collection agency/Law group put a levy on our bank account. I called my brother in law to see what he could to to help us out of this situation. He called the collection agency/law group and he said that they would not stop the procedures. He said legally there was nothing he could do for us. He did suggest that we call and make a substancial offer of monthly repayment. The collection agency/law group said they will not release the fund from our bank account without payment in full. We owe $25,000.00, they refused and said he is already in position to be wage garnished and this will not be stopped either. Unless payment in full is made.