i applied for a loan online and the next day i got a call from a loan officer named alex rodriguez, he said i was approved for up to 10,000 so i said i only needed 1500 and he keeps insisting to get the money in my account i need to first buy a greendot moneypak and load 140 on it to show that i can make the monthly payments, but now he wants me to buy a vanilla reload pack and load the same amount and call him with the numbers so he cn see that i put the 4 on it, he says he works for us cash advance, he has a very strong accent maybe Australian, and its not funny at all i really need the $, is this a scam?? he calls me quite often and has called my work now, has anyone else had this happen?
Total scam. There is no loan. Don't send them anything. Scam originates in India.
Things to remember about loans offered by phone or e-mail:
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
Just got hit by a person posing as Alexis on instagram using the InstaGram ID of @lexisbby187.This person also uses the phone number 9046717778 and 6154361660 to text only but never for calls. She/He tried to get me to invest as much as I could muster up via a vanilla reload card purchased at CVS. I told her I only had $50 for the supposed flip after a little pressure, but she indicated that it was a little low, and convinced me to buy a $100 vanilla reload card at the minimum, which she promised would be flipped to $1000 with a $200 commission for her after the transaction. To cut the long story short, she took 4 hours to get back to me after initially being given the card details and then she said the money had been flipped to $1000 but the transaction was still 'pending', therefore she would need another vanilla card with another PIN in order to push the current one through. I requested my money back, but this person so called Alexis refused to respond to demands for the original funds of $100 only and proceeded to unfollow me on Instagram. When I checked the PIN online after her first response almost 4 hours later, it said my PIN had already been redeemed! Beware of this IG ID and telephone numbers shared above!!