I received a call from A NAMELESS company that was identified on my Caller ID as "FLORIDA" and registered as (305) 368-8116 on 12/10/2015 at 12:54 P.M. CST. The caller identified himself as Kevin Brown (I doubt that was his real name; guy was clearly middle-eastern) when I asked for his name.   He claimed to offer a lower interest rate but he could not give me the exact credit card company he was calling from, except that it was Visa/MasterCard and in order to give me this phenomenal offer (btw the credit cards I do have are at 0% int so his 6% was obviously a lie because he would have known that) and asked me to verify the expiration date and then he asked me to verify the middle 8-digits of my credit card number. It was public knowledge that MasterCard and Visa use the same 4-digits (some small variances but mostly the same) and anyone who obtains a sales ticket or a stolen credit report can see your last four digits--this is why this prick was asking for the expiration date and the middle 8-digits of my card. I gave him the wrong ones and he became irritated that I did not know the difference from a Visa/MasterCard (yeah, I wasted his time for trying to defraud me and kept him on the phone forever acting inept! LOL). PLEASE BE AWARE PEOPLE THIS IS DEF A FRAUDULENT CALL AND THEY ARE LOOKING TO STEAL YOUR IDENTITY.