This is from HSBC. This is the third phone number from them. I called them back and they refused to give me their company name unil I gave them mine. They said they were a private company in Illinois, but yes, the phone number is from NJ.
The number had been calling me all week. I pick up and this guy starts by telling me happy early birthday. He started telling me my credit history and that he had pulled me credit report. (Uhhh...) I asked what this call was about and that they needed to stop bothering me.
He told me they will not and that I owed $8,800.00 on a car that had been repoed over 2 years ago that I had cosigned for. (Funny thing is that amount owed keeps changing every time I am called. Several different people have tried to call me about the repoed vehicle and the number has gone from $6,000.00 to $8,000.00 to $8,600.00 and now it is $8,800.00. I have also gotten calls for a Brandon, a Braylin, and a Brandy from this company all for the exact same car.) At this point I believe they do not know who they are looking for and that they are just looking for money.
The other funny thing was he kept telling me I was the only one on the loan and that he had a signed copy in front of him (which they have refused to give me by the way). He kept bugging me about my credit and read my social security number to me over the phone!
Then, he told me I was just a sucker that somebody had used, at which point I hung up the phone because no one should treat people like that, especially not debt collectors... I do not put up with harrassment especially from people that do not tell me who they are or who they work for. As far as I know from the bank there was no debt owed and the bank never contacted me after the vehicle had been repoed. So, why are they calling my number?
This same company also calls me from unavailable numbers, restricted numbers and other out of state numbers. They call me any time starting as early as 7 am and as late as 8 pm. For the past year I have had no way of contacting them because they would not leave the company name or used fake names and any time I called an actual number they called me with they would hang up or the line would no longer be in service. They have called claiming to be from Indiana, Illinois, ect. This is the first time they have left a non-animated number on a voicemail and the first time they have left a number to call them back with and identified themselves. I am finding it very annoying and want to be left alone!
I get calls from these people every day. They are relentless. I called the number back and got a very rude person that would not give me any information unless I gave him my phone number. He gave me the same story they gave Gary.