I've been getting calls the last two mornings at around 8am. They are unknown caller on the caller ID. I was getting a recording saying my name and if you are this person press 1 to acknowledge you are this person. I finally did press one only to see who the hell was calling and was getting angry about being woke up as I am up late at night and can't leave the ringer off due to an elderly mother who needs to call and kids who when they call from school shows up as unknown caller. They said they were from West Bay aquisitions and then said to verify it was me they were going to say the last 4 of my social. (I don't give my social out to wierdos like that either and the numbers they rattled off were wrong and I told them so. They said so there isn't another person with your name there? NO. So they hung up and not an hour or two later this number calls with the same type recording and asking for someone else. I am really fixing to go off on someone. This is rediculous.
it is a bill collection agency. It would seem that they buy debts that have been written off for a small percentage and then they try to recover the money. if they recover it they win big. if they do not, they sell the debt off at a later date. as long as there is an out standing debt, they will call. if you have a car, house, boat, loan of anykind, and your name is on a contract, then there is a legal responciblity to pay that debt. if your item was taken back and sold, then what ever was not paid on the sell, you still owe. if you have helped someone out or signed for someone else, then you are still on the hook because that is what a co-signer is saying when they do that for a friend. i know it sucks. but such is life. devorce, death, or just hard times, every one has a reason but that is not going to stop the calls. i get calls because of my exwife. yep, devorce. so... if you want the call to stop, they wont. get a call blocker. the new automated systems do this wait that says yes you are if your still here thing. its crap cause calls dont hang up when you leave a message. just block evey call that does not leave a number. thats what i do. and if i do not know it, i dont answer it. simple. set your phone not to ring when Bill calls, add all those numbers to Bill and then block bill from your phone. there. no ringer if he gets passed. also. give the people you know a ring tone and then set your phone with a silent tone for all calls. only the ones you know will have noise. hope it helps. i feel you... it gets old, i am tired of it so i am now helping out the other side. good luck troopers...
This is a collection company, the name they give you is the company they are trying to collect for. There has been CCB INC, West Bay Aquisitions, HSBC Household Savings Bank, National Recovery Agency, and a number of others. basically this is a Crap hole company that other collection companys sell off their accounts to because they were un siccessfull in getting anywhere on the debt and they feel any further exspences will be lost so they get rid of it for pennies on the Dollar. NEVER EVER EVER EVER answer a phone call of a phone number you dont know who it is. These companies want you to talk, they need you to talk, they have no case and are trying to build one. They start off with less then 5% probability of a collection and every time they speak to a live voice they associate that to an additional 5% probability of collection. DONT TALK TO ANYONE ANYTIME it will go on for years and they will drop it like the company they got it from. These are the bottom of the Barrel crack addicts drunks and groverment sucking of funds people who cant survive in the world today calling you from a sweat shop calling center. DONT TALK TO ANYONE EVER EVER>
The number is calling from NJ, but, HSBC has it's corporate office in Illinois. I don't think they truly represent HSBC.
As I am reading through all these posts, it dawns on me. They called me at work the other day (as well as just now - 8:31 p.m.) They said they were calling regarding my HSBC "so and so" credit card. I asked them to call me back on my cell phone after i am off work, and don't call me back at work. He agreed to do so . . . then, he starts getting real juvenile, as though he was trying to agitate me into an argument. I just hung up. The "so and so" part was the name of another credit card company - not HSBC...which should have been my first clue.
Then i'm sitting here thinking and realize, wait a minute, i just (today) got a bill from MY credit card company. So, why would a collection agency be trying to call too? (they wouldn't).
Be careful folks. Even if you might be a couple of months behind go by what bill you get from your company. I am going to contact my credit card company, give them this phone number and ask them about it tomorrow morning.