Someone called my number and stated that they had a warrant for my arrest and that FBI would be coming to take me into custody for some fraudulent payday loan, which I never have done. They cannot speak english very well and when you call the number back it is always not accepting calls.
This is a Pakistan or India based IRS scam. Do not fall for it. The IRS does not initiate any legal action via phone.
Read http://www.treasury.gov/tigta/press/press_tigta-2014-03.htm
As general background information, here are a few things you can do:
1) Report it to TIGTA under http://www.treasury.gov/tigta/contact_report_scam.shtml especially if you have become a victim (lost money, gave personal information etc.). You can also file a complaint with the Federal Trade Commission at ftc.gov/complaint (include “IRS Telephone Scam" in your complaint). This way you can also help the government establish specific fraud patterns.
2) Help kill their phone lines. The scammers use Voice over IP lines (e.g. magicJack (Ymax corporation)) to make it seem as if they are calling from the US. This is always against these companys' terms of service and can lead to immediate termination of their contract and blocking of their IP addresses for future attempts to register. Do a reverse look up of their telephone number (e.g. www.whitepages.com) to identify the Voice over IP provider and report it to the company and/or law enforcement (local police and/or state attorney general)
3) If you are really annoyed: call or write to your representative in Congress. As these scams happen all over the country maybe this will trigger a reaction and provide US law enforcement agencies with the political backing and the resources they need to work in India and Pakistan together with local authorities (it can happen, read: http://www.ndtv.com/article/india/ex-call-cen ... mmission-320427). A US task force has already been set up in Jamaica to nab scammers there (see http://www.ice.gov/doclib/news/library/reports/cornerstone/cornerstone7-1.pdf). You can use the following template for your letter (more powerful!) or email:
This number has been calling me saying if I dont pay a loan I would go to jail etc and theywant mw to get a greendot card and oay Iit I belive they said there nsme was derec
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
I got the following fraud email today. I looked up the phone number and the address within their fake arrest warrant and they don't exsist.
Hello Sir/Mam,
Hi this is Daniel Andrews affidavit officer, working with FDCPA Department, This email is notify you that there is a serious allegation pressed against your name and social security number allegation are as follow:-
Count 1:- Misappropriation of Funds
Count 2:- Non-payment on committed dues
Count 3:- Theft by deception
there is finance company (Cash Net USA) is pressing charges against your name, as you had an online internet Payday and never paid it back in full,
There were six EFT's (Electronic Fund Transfer) got declined and you have found evading your payment of your pending dues,
So this is final notification email, to let you know that today within couples hours the case is being file inside the court, against you and all legal proceeding will be started against your name, you will be contacted by sheriff officer at the place of employment ,and this might turn into termination from your current job,
If you wish to get resolve before anything goes wrong against you or before you face any legal consequences kindly give me a call on my office number to resolve your case.