I have received several calls of the same nature over the past six weeks. My feeling is that if it was legit, I would be in jail by now. It's just a scam using scare tactics to make you pay them. They even called me at my job harassing me. I took out several payday loans that I am paying back through a second party company. I called my company and they assured me that it is a scam since they hung up on them twice.
I've already filed a BK (chptr 7) and was just giving them my attorneys info... They basically tried the scare tactic of we are filing a criminal case against you... we only talk to criminal attorneys...
This is all a crok....
1) if they are going to file criminal charges... they already would have
2) if you have filed a BK with them on it, the only way they get money is through the BK court or scaming you (which this is)
3) if you haven't filed a BK and owe them money... they are going to be hard to deal with (as already you can tell they are trying to scare you into paying them -- typical collector tactics). My way out of my financial mess was a BK... there are other options... When dealing with a collection agency never ever give out CC info or checking account info... send money via money order, cashiers check (I believe one of them has a tracking option which is the best in these cases) if you do send it. But I would first get an agreement of what you will pay and when and that should also be certified. Many times these types of collectors will often try to get much more out of you than the original debt.
My particular debt was from Cash Net USA (named on my BK)... This is a 3rd party collection agency that likely bought the bad debt and is attempting to collect on it. They would not provide the actual name of the company or the address. I was told they would not talk to my attorney (though they really need to if they want any money at all), only a criminal attorney... I told them to file their case then (it would be much easier to deal with an attorney as they tend to be educated and semi intelligent). For a debt of $300 it's going to go to a small claims court at best (it won't even go there).
there should be a law against them lying. my person said she was an investigator and I was a link in her investigation and needed to call back today or i would go to jail. I said thank you 3 squares and a private bathroom have a nice day.
They called me and said if I don't pay I would go to jail.. I said I googled their number and people where saying they were scamming and after that he hung up on my face..lol just a scam
I received a call from them today also, stating that they are investigators and they are filing criminal charges on me about a payday loan saying that if I didnt come up with the money by 7 oclock that they would file charges and I would be arrest overnight for the charge. Does anyone know if they are real or telling the truth?