I've already filed a BK (chptr 7) and was just giving them my attorneys info... They basically tried the scare tactic of we are filing a criminal case against you... we only talk to criminal attorneys...
This is all a crok....
1) if they are going to file criminal charges... they already would have
2) if you have filed a BK with them on it, the only way they get money is through the BK court or scaming you (which this is)
3) if you haven't filed a BK and owe them money... they are going to be hard to deal with (as already you can tell they are trying to scare you into paying them -- typical collector tactics). My way out of my financial mess was a BK... there are other options... When dealing with a collection agency never ever give out CC info or checking account info... send money via money order, cashiers check (I believe one of them has a tracking option which is the best in these cases) if you do send it. But I would first get an agreement of what you will pay and when and that should also be certified. Many times these types of collectors will often try to get much more out of you than the original debt.
My particular debt was from Cash Net USA (named on my BK)... This is a 3rd party collection agency that likely bought the bad debt and is attempting to collect on it. They would not provide the actual name of the company or the address. I was told they would not talk to my attorney (though they really need to if they want any money at all), only a criminal attorney... I told them to file their case then (it would be much easier to deal with an attorney as they tend to be educated and semi intelligent). For a debt of $300 it's going to go to a small claims court at best (it won't even go there).
I have also received calls from this number, they are looking for my brother in law and they state that he is in big trouble and could be arrested for crimes involving drugs. They have also called the rest of his family and his job expecting someone to do something about it. I have called Lomax/Polowski/whatever his name is at the time and left him messages to return my call but he wont. Not sure what the scam is but I plan on reporting this number to whatever government agency he claims to be from at the time.
I reported these folks to the Attorney Generals Office in Austin, they are investigating them, I spoke to my attorney and he said that they should not be harrassing people at work, they should never ask you for money if they introduce themselves as an "investigator" because they would never ask for money to be sent and then lastly, you should never be threatened that you are going to be taken to jail.....so please report this to the BBB or the Attorney General's Office so the more complaints they get, the more they have on them........so help me out by turning these folks in
They called me yesterday claiming to be the IRS and saying that I owe taxes and they will take away my assets and put me in jail for 8 months. They are scam.