I received the below email. I am glad I researched this.
This e-mail is a notification to inform you regarding your account with
>Advance Cash America that has been referred to my office for collection
>action. We are a Collection agency and a Legal Attorney. As per my client
>(Advance Cash America) you are currently some payments behind on this
>pay-day loan account. The total outstanding amount on this account is
>$528.00.
>
>This is the reason we have been instructed to bring legal action against
>you as may be necessary, which may result in Judgment.
>
>The received case file mentions that you have failed or refused to pay the
>above referred claim even though it appears just, owing, and correct.
>
>You are hereby further advised that if the payment is not set up within 2
>business days of the date of this e-mail, suit in small claims court may be
>commenced against you forthwith and without further notice for the amount
>indicated above, together with prejudgment interest. Instead of small
>claims court, this matter may be referred for suit in municipal court.
>
>As my client is sure you are aware, if this matter goes to suit, all court
>costs, process server's fees, sheriff's fees, attorney fees where
>permitted, and other post judgment costs will be added to the amount that
>you already owe.
>
>You can avoid the unnecessary legal actions and further expenses of a
>lawsuit by making immediate reply to us. For any queries feel free to call
>us on (203) 806-5500 and speak to Mr. Mike Jones (The Legal Consultant) who
>has been assigned for this case. He will be handling this matter over with
>you and will be providing you some pay off or Settlement options if
>available.
>
>
>
>
>*Sincerely,*
>
>*ACS Legal Group*