Recieved an email from "Attorney John Carter" stating they will be filing suit against me for $10,000 plus for non-payment of a $350 payday loan from "Cash Pay Day Loan LLC". The grammer & sentance construction is horrible & there is information in the email that is not correct that confirms for me that this is a SCAM. Will report it to the NY attorney general, my state AG, ic3.gov, FBI, FTC, FCC and my local police. Have already closed the bank account & put fraud alerts on credit reports. Wonder how long it took him to come up with that complex business name? LOL