I was called from this number stating I owe a loan that I made in 2014 supposedly in hilo but I was living in Maui the island I'm currently living on til this day and the lady was very rude telling me I was rude because I was telling the truth and this is not the first time they called and tell me I had a loan in collection but I can avoid further action if I pay 135.00 today but I know this is a scam because this ain't the first time they say to avoid court and even gave me the court date but when I checked they were no such court date for me so just giving people heads up don't give any money to this number its a scam people using old information to scare you
I got a several calls today and the last few days from this number. Havent answered it as I am fully aware it's a scam. I have a couple different caller ID/blocking programs however, and this number comes up as "Teran, Alexia". Weird. But yes, it is most certainly a scam.
Voice Mail says it's from Kimberly Marshall and says they have been trying to contact me about some unnamed complaint and if I don't respond it could lead to other unspecified actions. This has to be a SCAM. Never answer or return calls from this number. This caller doesn't give a company name. This is a FRAUD call.
I just received a call from (213)223-6840 stating that I owe money for a bounced check. The lady was rude, I didn't get her name. She accused me of being in denial so I hung up in her face. I tried calling back and I got a man by the name of Steven. He was also rude. I hung up in his face because he tried to talk over me when I was asking questions. He called me back but the number was different (678)890-5917, he left a message but I deleted the message without listening. I know its a SCAM. I called a second time and Mr. West answered. I hung up immediately.
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php