so i got this same call from a lps..the weird thing is someone tried to serve papers to me at my very ex-sister inlaws house (like 20 years ex) at a residence I had never lived at from the same company. Are they really serving fake papers now? It is for a payday loan i never had?!
I am having problems with these people too. They call from different area codes, they have called my work and left the same message everyone else has received. I have called them and recorded our conversations. They keep telling me they have my credit report in front of them and I told them they did not have permission to pull it. They refuse to send me anything in writing. I have told them to stop calling my work and communicate only in writing - they won't. I have consulted our attorney - he said he is going to check with a firm who handles class action lawsuits (they are breaking all kinds of laws) to see if this qualifies.
I received a call from LPS yesterday July 6th. So i set up my webcam and put my cell on speaker and called them back. The guy who answered the phone identified the company as Roberts & Associates. I gave him the "complaint" number and he then struggled to pull up my file. After a little badgering from me he finally located my file and had the last 4 of my social and my birth date and an address that I hadn't lived at for over 2 years. He said that they were a law firm and that I was being served. So I asked him over what debt and he claimed it was a 2010 Paypal Credit Card from GEMB. I told him that under Florida law the statute of limitations had expired and he seemed to stumble on that and even argued with me over how long the statute of limitations was. So I asked several times to speak with his supervisor, he then said he ran that department and then told me that, "I am not doing anything for you because I don't work for you". Never once did I argue over the debt but when I asked him to mail me out hard copy proof that they owned the debt he refused several times. I tried several times to give him my new address but he refused to let me finish giving him the address. He said that his "clients" would rather I not pay the debt because they could collect more from me through garnishments. So again I reminded him of the Florida statute of limitations and I also made him aware that I am disabled and on SSI and that he nor his "law firm" can garnish SSI for any reason. Several times I asked him if he was a lawyer or representing a lawyer or if he was a bill collector and he stumbled with each sad answer. So I asked him if they didn't want me to pay a debt then why did they call and threaten me and he said that it wasn't his company who left the initial message but a process server. When I read back what the "process server" had said he called me a liar several times. I ran this entire call on him and gave him no room to come up with any more bullsh*t lies. So after badgering him a little more I told him that if he wasn't willing to take my address so they could prove ownership of the debt to me that he might as well just hang up because he was inept at doing his job. And guess what, he dropped my call and fast too. I am going to post a You Tube video by the name of "LPS Roberts & Associates Failure" of this entire conversation so others can hear the lines of crap that this company tries to spew.
Don't let these people try to intimidate you, tell them to mail you hard copies of anything they claim to have and then sit back and listen to them squirm on the phone. Run the call on them, they can't handle it when people fight back with facts.
Here is a transcript of their initial call that was left on my answering machine
This call is for Chris XXXXXXX
I am calling from LPS
I just set up delivery of legal documents
Apparently there was a refusal to sign for these on your behalf
To avoid further legal issues you have two hours to call us here and to pay for our services
That number is (213)437-3318
This is in reference to complaint number XXXXXX-XXFL
Again you need to call (213)437-3318 NOW
WOW same exact msg I received but I would not call them back!! This is ridiculous!! These phone calls don't ever stop. I just keep blocking each number