When I moved in to my current resident some 10 years ago the cable company misspelled my name. How they managed to turn a 4 letter name into a 7 letter monstrosity with only an initial “R” and no vowels in common has always been a mystery.
But it always alerts me when an entity; spammer, scammer, mass marketer contacts me using that misspelling, that they bought my name from the cable company lists.
Today Lockhart Morris contacted me using this name saying I owed money. These people used the non-existent person’s name. I asked who I owed it to. They could not tell me, only that it was a “finance company.” The only thing I have ever financed is my car and that is long paid for and I hold the title. I traded in my old car, which was also paid for, as the down payment 16 years ago.
And my cable bill is automatically deducted and paid up.
They did not have my real name so I asked them what address they had. They didn’t have one. They could not tell me, only that it was from a finance company. I asked when the debt was incurred; they could not tell me, only that it was from a finance company.
Did some checking and this company is in Texas. Did some more checking and it turns out Texas is a haven for illegitimate and semi-legitimate debt collectors. Scam artists. Despite what the Lockhart Morris employee has been paid to post in this site, a legitimate company would have my correct name, my correct address, the name, and date of any legal debt; and this boiler-room phone bank lacks all of those.
I am a nurse and I didnt receive all the books from College Network. They still want the full amount. I have paid to Lockhart, Morris and Montgomery $3100 for books I never recieved. They told me I was going to jail for not paying a student loan. John Hughes is who I always get. I am looking forward to my day in court. I want all my money back!! These are in way shape or fom a student loan. They are consumer loans from United First Federal Loan company.
I just got a call from this number, and I don't owe money to anyone that I don't know about (mortgage, student loans, credit union, etc). I didn't answer it, but I probably will next time, just to see what they are peddling. A lot of times these outfits buy old debts that have actually been paid and try to harass you into paying it again. I know this because a company in Atlanta bought a phone bill that I had paid off in 2008 and tried to get me to pay it again. I faxed them my pay-off notice and threatened to turn them into my state's department of commerce and insurance and the calls just stopped. Don't ever pay anything over the phone or especially give out your payment info unless you are 100% sure you owe. A lot of times these people are just hoping you are too stupid or so far in debt that you just pay it to get it off the books (even if it was off the books already).
Received a call from this number looking for my brother-in-law. They asked for my husband when they called and then changed and said they were looking for someone else. Tried to tell me we were used as a reference and they were calling to verify. Then changed their story and stated it was a court matter. I told them that person does not live here and hung up. They promptly called back and were rude and loud. The man was really disrespectful and tried to argue when I stated it was harrassment. He hung up when I stated I would report their company
You have no idea how convoluted you sound. My son got a call from these people about a loan he was suppose to have gotten back in 2002. He was only 16 and therefore couldn't take out a loan without my signature. And no his father didn't sign how do I know because he had died 3years earlier .someone else had taken the loan out in my sons name and we know who it was so now my son will be filing his own complaint with the police.
So don't judge a book by its cover.