When I moved in to my current resident some 10 years ago the cable company misspelled my name. How they managed to turn a 4 letter name into a 7 letter monstrosity with only an initial “R” and no vowels in common has always been a mystery.
But it always alerts me when an entity; spammer, scammer, mass marketer contacts me using that misspelling, that they bought my name from the cable company lists.
Today Lockhart Morris contacted me using this name saying I owed money. These people used the non-existent person’s name. I asked who I owed it to. They could not tell me, only that it was a “finance company.” The only thing I have ever financed is my car and that is long paid for and I hold the title. I traded in my old car, which was also paid for, as the down payment 16 years ago.
And my cable bill is automatically deducted and paid up.
They did not have my real name so I asked them what address they had. They didn’t have one. They could not tell me, only that it was from a finance company. I asked when the debt was incurred; they could not tell me, only that it was from a finance company.
Did some checking and this company is in Texas. Did some more checking and it turns out Texas is a haven for illegitimate and semi-legitimate debt collectors. Scam artists. Despite what the Lockhart Morris employee has been paid to post in this site, a legitimate company would have my correct name, my correct address, the name, and date of any legal debt; and this boiler-room phone bank lacks all of those.
I received a voice mail from this number with instructions to call the 877 number back, along with a name (Kirsten, can't remember last name) and extension (102). Called back and she was actually very polite to me and asked if the last 4 of my social were xxxx, which they weren't. She apologized for the inconvenience and said my phone number would be removed from this person's file with the same name as mine. It was the same company mentioned in many of the above posts. I think I may have had a call from them at some point in the past as well. Anyway, I DID NOT have anything that they were trying to collect from me and they verified that...it was an incorrect name/phone # association. I'm sure that they have played hard-ball with some of you (and I've been on that end, too...had to go through bankruptcy). I have to take issue with the posters who assume that everyone who gets called is trying to dodge a debt. What probably happens is they get phone numbers for everyone with my name hoping to get the right one. It did cause me a little bit of stress today waiting to make the call, but I knew that there wasn't anything I had done. Just my two cents' worth.
Doesn't mean there wasn't something done by someone using your sons info as you have stated. However exert the necessary effort and clear your sons name. I would cross reference the socials to make sure they match. As well these programs are achieved under an existing nursing license so it would almost be useless to obtain the education under your sons name.
If you borrowed money from a credit union to pay this outfit The College Network... why do you feel as though you don't owe the money? It doesn't appear to me that the credit union and the program are one in the same. I researched both and they are not under the same umbrella. It seems to me that you should be holding the institution that originally received funding responsible not the bank.
Just recieved a call from a private number and stated he is a Harris County Deputy, John Montgomery. says I am being sued and wants to deliver papers to me. What's strange is he says that I have been charged with a felony and named many other charges against me so why isn't he coming to arrest me instead of delivering papers to me? I remember (always afterwards) I had recieved a call about a year ago in which a John Montgomery started calling me horrible names when I asked for his supervisors name and demanded a phone number since he would always call from a blocked number. I know I should not get so upset but at first it's scares the living daylights out of me until I realize who it is. I had some bad debt years ago after a job loss and it seems about 2 or 3 times a year I get a few calls but this John Montgomery is completely out of line. Why hasn't anyone been able to shut this guy down?
Got a call from 214 522 6424 about money owed. Aside from the mortgage and car payments, which we are and always have been current we don't owe money. We pay the credit cars off monthly or carry a very low balance. They said they were coming after my house. This is obvisously a scam. The guy was Mr. Gacia. I laughed at him then blocked his number from my phone. I will contact the FTC as well. I hope people don't fall for their scam. Nobody should ever give out bank account info to anyone. This guy would not tell me the name of the company either.