Here's the answer to all our prayers. I found this on a site I posted a telemarketer's number at. I tried it and it WORKS! I put the tones at the beginning of my phone greeting about three months ago and in the last three weeks have had "ZERO" calls. Whover posted that "THANK YOU, THANKI YOU". Here's what I found:
Telemarketers almost exclusively use autodialers to make their calls. One out of a thousand will have live reps doing the dialing. When these dialers connect (you answer the phone) they first listen for any tones generated. If no tones are detected they then transfer the call to one of the reps in a call center. If the autodialer hears the 3 beeps from dialing a "DISCONNECTED" number, the number that was just dialed is automatically "REMOVED" from their list. Below is a link that has this tone plus the verbal message. You DO NOT need the verbal message. Download or copy the "DISCONNECTED" MP3 or WAV file to your desktop. Create or change the greeting you have when someone calls you and you're not available. At the VERY BEGINNING of your message place the 3 tones (NOT THE VOICE MESSAGE) then continue with your usual or normal greeting. The autodialer will hear the tones and BINGO, your number will be removed since they think it's a disconnected number. DONE. In a few weeks you will be removed from all or most of the lists. Of course you may have to explain the tones to the callers you DO want to speak to but that's a small tradeoff. Pass this info on to anyone you know that gets junk calls or even help post this on these websites. If you continue getting calls after reading this, it's your "OWN" fault! END JUNK CALLS.
I have made arrangements on the phone to pay 1/2 my payment and the other half two weeks later. Even though they agreed to the arrangement and I am not 30 past due they refuse to stop calling. I tell them the arrangement, they say they see it and then say they will keep calling as long as it's "past due." Well, why do you make an arrangement and then still harass?!
Yes, you're right, a debt is a debt and true, we must pay our debts. But this is taking debt collection to an extreme. It is now harrassment. It's not that some people are trying to get out of their responsibility but situations come up that makes a person unable to pay at that time. Calling a persons home phone and then turn around and call their cell phone will not get the bill paid. They call me all day and night but never leave a message.
we are down to the last two car payments and they call all the time. 5 days late from due date they said it is very common for people to default on loans towards the end. they bought the loan from Chase they call themselves a collection company so you think it went to a collections agency, how nice. I know every trick there is. call to make payment arrangements, then someone else calls a couple of days to verify the arrangement gets it all screwed up and you find out they are taking two payments out when your account is low. Never say yes to any caller if you say yes they will record it and say you agreed to bogus terms. Two more payments and I am done with these chumps "Be happy live debt free"