called me a bout a lower interest rate on my visa because I always pay on time and I'm a valued costumer. I DON'T HAVE ANY CREDIT CARDS call didn't end well
When scammers come on here trying to prove thst they are not scammers they always make the same mistakes. Firstly they show that English is not their first language. Secondly they go OTT with their praise, far more than an honest person would do. Thirdly, they post too many times all at once. The above posts meet all those criteria.
It is a spam call. They are trying to scam you into giving them your visa/mastercard numbers as they claim they are calling on behalf of some bank to lower your interest rate. I've received this phone call at least 3 times and each time the person on the other line has an Indian/Middle East accent. Just tell them you are aware of their scam and they usually hang up.