pushy collection agency calling me 8:30 am on a saturday morning, asking for my ex husband. i tell them we are divorced and i have nothing to do with him anymore, they start shifting conversation towards me now, saying i was a co-applicant on a credit card that was defaulted recently. this was never the case,
the agent tries to push me to make a payment right then and there, without knowing any additional information, all but how much i had to pay right then and there.
first of all, they are thieves trying to put the blame on someone else, the agent tries to play it off as if i really was a co-applicant, calling me by my husbands last name "Mrs. so and so" meanwhile i never took his last name after marriage, and always put my own last name on all documents. if i truly did fill out that form, it wouldnt have been under "mrs. so and so"
I feel sorry for all of you. I just got an internet phone number a couple of months ago and immediately started receiving calls from this company. I do have a partial solution. Amazon sells a "Call Block Computer w/Caller ID with Ring Control". I have it set to receive only numbers that I know. It has three "lists" built in which can be set to receive or reject calls. The reject list "R" holds twenty numbers. I just let the device answer calls from my "A" list which has all my friends, relatives, and businesses that I know. This list holds 175 numbers. If that is not enough, I will start to fill the "B" list and set the device to allow calls to both "A" and "B" lists. The "B" list can be set to receive calls just at certain hours. This device is sold by "Smarthome" through Amazon. It's $70.
Digitone Communications is making a call blocker that will be able to block an area code completely. When that one comes out I will be trying it.
By the way, I have never had bad credit and have been fortunate enough to always make enough to pay my bills. But I have a good friend, that owed on a Discover Card and was hounded on a regular basis. I remember in the '80s when Discover was started with Sears. And now they get 1.2 billion from the federal government in bailout money and yet aren't forced to help their customers who are having hard times. The least they should have been forced to do is lower their rates. So my taxes help a company I don't even like. Fortunately, I'm getting old enough that I probably won't have to worry about any of this that much longer...haha. Gee...maybe I should get a Discover Card, run it up and die...
The number is listed on caller ID. I never received any mail from them. I assume it is another wrong number. They have used another number that is listed as a toll free number. The recording says, "hold the line please, and a representative will be with you shortly." I do not do hold very well. I hang up the phone. Figure if they want me they will send me a letter. Whomever they are. I went bankrupt from being out of work for so long. I wish I had money to pay the bills. Matter of fact I wish I could find work to pay the bills. I am a full time student, trying to get trained so I can get a job. Just trying to survive.