According to FDCPA or Fair Debt Collection Practices Act it is illegal for any debt collector to state you will be arrested or issues a warrant for this type of debt. Read Section 806 under Fair Debt Collection Practices Act link. Also you have the right to tell any debt collector to cease and desist any further contact with you, your family and employment. Under Section 805. By law you have rights! FTC, FBI, FCC take reports like this all the time! Contact them and report these people! The people PDLR, CSA, CFS or other names they go by are FRAUDS they have over 3,000 reports on the number 240-247-1564 and other numbers from them! They scam people who do not know the law or FDCPA every day! FTC and Attorneys for Consumers all stated that they are criminals and they change they number and names so they cannot be tracked! FBI National Press have a report of these such companies scams on Payday loans! Do not pay them anything and report them also, block them or tell them to cease any contact with you if they don't report them with FBI or local authorities as well as FTC, FCC. Below is a link read it and know your rights!
Interesting that this number called my MagicJack number and did not leave a message. No debt collector would have this number I wouldn't think as it is not published anywhere.
Another version of the Payday Loan Scam: Don't give them info, don't agree to anything, don't believe their threats (seriously, they're trying to scare you into doing something you don't have to do), and report them to the FBI. If you give them money, you'll never see it again and it won't go toward any debts.
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller’s instructions. Rather, you should:
Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements
FYI its illegal for any debt collector to threat anyone nor state they are investigators and ask for you to pay only by debit or credit card. Its illegal to claim your going to jail for something this small. You can only get paper work from a court to make arrangements. A debt collector cannot contact you if you request them to stop. You can either send a cease all contact letter by mail or email. PDLR is a fraud, and a scam company. They have already been under investigation and if they contact you call FBI or FTC or Attorneys for Consumers. They will tell you that these people are criminals and are trying to scare you just to get free money from you that you will never see again. Watch out for them telling you they are investigators of any kind. If they are rude and harassing they are violating Fair Debt Collection Practices Act. Report them!
806. Harassment or abuse
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any
person in connection with the collection of a debt. Without
limiting the general application of the foregoing, the following
conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal
means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language
the natural consequence of which is to abuse the hearer
or reader.
(3) The publication of a list of consumers who allegedly
refuse to pay debts, except to a consumer reporting
agency or to persons meeting the requirements of section 603(f) or 604(3)
1
of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person
in telephone conversation repeatedly or continuously
with intent to annoy, abuse, or harass any person at the
called number.
(6) Except as provided in section 804, the placement of
telephone calls without meaningful disclosure of the
caller’s identity.
Nothing in this title shall be construed to authorize the
bringing of legal actions by debt collectors.
It is not legal for them to do so! And they can not by law violate your rights by using such action!
RECEIVED CALL FROM THIS NUMBER YESTERDAY 1/20/2012, MS.JACKSON ( STATED THAT SHE WAS AN INVESTIGATOR FOR QUIK CASH ), SHE ALSO STATED THAT I OWED 925.00 FOR A BAD CHECK DATED BACK 2004,AND IF I DIDN` T PAY BY CHECK OR CC THERE WOULD BE A WARRANT ISSUED FOR MY ARRESTED ; SHE ALSO STATED THAT IT WOULD BE 300.00 MORE IF I FAILED TO PAY ON 1/20/12. SHE ALSO SAID THAT MY BANK ACCOUNT, DRIVE LICENSE AND SS NUMBER WOULD BE ATTACHED. I ASK FOR THE NAME OF THE BUSINESS AND MS. JACKSON REFUSED TO GIVE ME THE INFORMATION , I ALSO REQUESTED THE ORIGINAL AMOUNT , BUT SHE STATED THEY ( QUIK CASH ) DIDN`T SEND THE ORIGINAL AMOUNT.
I`M IN THE COLLECTION BUSINESS , SO I QUICKLY CONTACTED FTC , QUIK CASH , AND THE LOCAL POLICE DEPT.
AND BY THE WAY I TOLD MS. JACKSON THAT I WAS RECORDING THE PHONE CALL, SHE DECLINED TO SPEAK TO ME FURTHER ,BUT GUESS WHAT I HAVE YOUR THEATS ON RECORD !