THIS IS A SCAM. This is a version of the advance-fee-for-something scam where something is a grant, loan, lottery winnings, interest rate reduction, gift card, refund, doggie, cruise, vacation, free gas, etc., and the advance-fee is for tax, shipping, registration, secure handling, processing, etc. They may send you a fake check, may want your credit/debit card or bank account number, or tell you to wire cash via Western Union, Moneygram, etc. They can put recurrent difficult-to-cancel monthly charges or a 1-time charge on your card or bank account, and sell account info to other criminals and you'll have to replace accounts altogether. Wired-cash is irretrievable - once it's picked up at the other end, it's untraceable and gone. If they want you to call them up for instructions, they may tell you not to discuss the wire with Western Union desk clerks but the real reason is WU clerks are familiar with these scams and will warn you not to wire the money. Report to US Postal Service Inspectors https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.
Voice mail was left from this #. Lady named Lisa Middleton saying how we had talked a few days prior about lowering the interest on my credit card, and that since I'm only making the minimum payment, she could offer my 1% interest. She said this was my last courtesy call and that I needed to call her back at a1-877#. Funny thing is, I don't own a credit card nor have I ever! Oh, she did say I needed to call her back today to get that special 1% rate...
Same exact situation with Jen happened with me with the same exact words left on voicemail. I've never spoken to this Middleton chick before and have never owned a credit card in my life. I also know that nobody has stolen my identity and opened up a credit card with my SSN (which was my first thought when I got this voicemail) is because it says on my credit report that my credit is bad BECAUSE I have no credit cards. Total SCAMMERS!