A criminal enterprise attempting to gain your personal information in order to commit identity theft. It is the same criminal gang with only a new spoofed phone number. Need help lowering your credit card interest? Right! That seems to work great for the criminals as people continue to fall for that scam.
credit scammers; robo-voice tells you about a lower interest rate, when an operator connects, they immediately ask for the expiration date on "your visa card." absolutely no mention of which card, which company, no identity verification -- big red flags. Also I don't have a visa card.