They called and I got the same message - Pres "1" to lower my interest rates. I did, and when I got a person on the other end, I asked where he was calling from and he said that he does not work for my bank, but for MasterCard and Visa. When I told him I did not have enough C.C. debt to qualify, I was hung up on without another work. THIS IS A SCAM!!!! no real business would treat a customer this way. TOTAL B.S.
I played along with the scam for about 15 minutes giving all false information and right before we finalized the deal I asked "does anyone really fall for this scam?" the woman said"you almost did....*uck face" and hung up. It was a lot of fun I highly recommend it.