I received a call stating i owed PNC BANK from a few years back, i dont recall. They stated that criminal charges were pending and they needed a payment now...I scrapped all my money together n made a payment of 383.00 half of wat they said i owed (so they emailed me a receipt except it was not mine, it was for someone else...yup they email me all her info, name, address, phone number, social security number..mistake number 1...they would give me two weeks to get the other half, which is today. On june 6 I received an email from MAXIMUM the payment processing company with all my info, stating i made a payment of 241.00 which i DID NOT, nothing charged to my card just a receipt. I confronted the company and they were very defensive. ....i made the other payment but i also went to.the police station and they are investigating all of THIS. ..
Conner Evans and investigator Chavez called claiming I owed an old debt and they represented the law firm of Ross and Peterson Provided a web address to a bogus site. Anyway I ended up giving my credit card for $150 and set up a payment arrangement. This was not sitting well w/ me iso I did my own investigation. I called the credit card company to find out an attempt to charge $484 was made but blocked. I repeatedly asked for proof and none was provided. Follow your instincts if it smells fishy it is fishy. SCAMMERS
I hope that credit card was destroyed and your cc company is sending you a new one. Per the FDCPA - you should NOT pay any caller who refuses to MAIL a debt validation letter showing you owe a debt and that they have the legal right to collect said debt. If they refuse to mail this documentation, do not pay! Refusal to mail the DV letter is a violation of the FDCPA. If you really were to be contacted by a law firm about a valid debt, you would receive letters from that firm - you wouldn't get a phone call first. Please do report your callers to the FTC, FCC and your state's Attorney General.
Ms. Coston was informed that her credit card information would be removed and destroyed from our system. What Ms. Coston did not mention is, once she informed us that she did not wish to resolve this matter we issued her a full refund. We mailed (email and USPS) Ms. Coston several "validation" letters of which we have a returned signature receipt from USPS.
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After our conversation we did forward you the letter that you requested. You told me that you knowingly committed the offense and would like to resolve the matter. Yes there was an attempt to charge $484 because that was the original settlement offer on your case. We contacted you after the payment declined and offered to divide the payment into multiple payments. When you asked for the payment to be placed on hold until you received your documentation, I immediately contacted our payment processing department and stopped the payment. We will log this post along with the phone recordings.
If you have any further questions or comments, contact our office.