I received a call stating i owed PNC BANK from a few years back, i dont recall. They stated that criminal charges were pending and they needed a payment now...I scrapped all my money together n made a payment of 383.00 half of wat they said i owed (so they emailed me a receipt except it was not mine, it was for someone else...yup they email me all her info, name, address, phone number, social security number..mistake number 1...they would give me two weeks to get the other half, which is today. On june 6 I received an email from MAXIMUM the payment processing company with all my info, stating i made a payment of 241.00 which i DID NOT, nothing charged to my card just a receipt. I confronted the company and they were very defensive. ....i made the other payment but i also went to.the police station and they are investigating all of THIS. ..
I am afraid your actions belie your words.
You have not given us your business' title, address, website or other public information, in spite of several requests to do so. Therefore, in the absence of such information, our opinion of your legitimacy is quickly declining, and it was rather suspect to start.
Check the United States Constitution. The fact is you posted on an open forum that allows ANYONE to share their opinion. You might want to check the TOS. That is short for Terms of Service.
I don't believe you are an attorney in anyway shape or form.
Just so you know this is my opinion and you cannot touch me for expressing my opinion.
This whole situation presents a dilemma for readers. On the one hand fraudulent debt collectors are a huge problem. Not only do they create a loss for consumers but even hurt the legitimate accounts receivables professionals who own the account. On the other hand, there (as you correctly point out) the potential problem of people posting malicious and false information to hurt the reputation of business.
I would you be kind enough to post the name of your business or firm? If so I am sure that readers could then do their own investigation and find out about the positive image of your company.
I will caution you though that regulars include several members with extensive investigative skills. They are not "skip tracers" and the word "skip tracing" is not in their vocabulary.
Conner contacted me regarding this post and asked me to give my honest opinion. They did refund me the payment of $150 until I got the letter in the mail. With everything that was going on I was just confused and didn't want to be scammed. I stopped by his office and he allowed me to verify his business liscnese and I did pay what I owe. The only thing I can say is that you need to make sure that you owe before you pay anyone!