You are an idiot. These people are calling for people who are not even at the phone number they are calling. I am on the Do not call list; I have never taken out a payday loan; they are calling and asking for people who are not at this number
I can top this..they sent me a notice in the mail to the wrong address mind you; they gave me ten days to fork over $1000 for an alleged debt. I have NOTHING to go by. No paper work, no hard copies, nothing. I wrote them back and told them to stop contacting me with threats. I work for attys in the US...I know how the law works. They tried this with me about six months ago and they were calling family..when I spoke to the woman at the company I told her the FBI now had the tapes of the phone calls. It is illegal to contact family members...they didn't even have my email address..they wanted me to give them my info. NO WAY...I have no idea who they are, what they want. There is a statute of limitations on debt, and like I told the woman, if the debt is mine, I'd work it out with my attorney to pay what, if anything I owe, but I'm not giving them my bank account info..
Funny thing is....they gave me 10 days to pay, and yet the bottom portion of their notice told me I had 30 days to dispute the claim...really?
They claim to be a law firm, but I don't think they are..
This is either an abusive debt collector or a scammer, you'll have to figure out which. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.
These people called my work, my parents and my sister. I called them back and told them I was reporting them to the FBI Internet crimes division. They are scam artists. File a report witht he FCC every time they call you and report them to the FBI Internet Crimes division. There are huge fines incurred for this type of fradulent claims.