To anyone just reading into all of this please note that these people are scammers, if you received a phone call fro them pry them for their info... Their address that they give is to the OAG in Chicago. Also as you can guess it is not their address. I have called the SOS in Chicago, IL and gave them all the info. I have also called the OAG for IL and my home state. I have also informed the FTC of the callers. I did research on the phone number and it is a VoIP which is a voice operated IP address... This means that they are calling you from an online software program which means they think they can not be traced. News to them all VoIP are traceable even if they go through multiple towers to get to your phone. IF YOU GET A CALL FROM THEM CALL THE OAG, FTC & YOUR LOCAL GOVERNING AUTHORITIES to FILE AGAINS THEM. DO NOT GIVE THEM ANY MONEY.
I received a debt collection call from this number 312.702.2782, identifying themselves as baker and simms law office..they stated they were representing cashnet america and I owed 8400.00 but I could take care of entire debt by paying 340.00 over the phone immediately with a credit card..they threatened my other option was I was going to be incarcerated the next day from my place of residence or employment..the person spoke with a middle eastern accent and alot of background noise like a call center..when I inquired about the details of said loan the person became very aggressive verbally, stating since I was being uncooperative he had no choice but to initiate legal proceedings which included me being arrested the following day..I responded by saying any further communication with me will be done thru my attorney.. as I was relaying my information I was hung up on...I called number on my caller id and surprisingly they answered.. gave me the runaround and then hung up on me again...scammers...lawyers do not call you they send certified documents...
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
this person call me from this number roy and a rose gilbert,they was going to have me arrested from use of a cash loan.never approve for they are are scammer.pass this on to state
we just recived a call from them threating to arrest me for a debt that I never had from some loan company they would give any info or nothing they called a lot