Just one additional cautionary point. If you fail to show up for a court date the court will enter a default judgement against you in favor of the collection agency. Their next step is to file for a wage or bank account garnishment with the courts. Some (many?) of these shady agencies use "shadow service" meaning they claim to the court that you were served when in fact you were not. There are reports of numerous cases in NY where the first people ever heard about any court action with respect to their debt is when their employer notified them of the garnishment. It would pay for those who have been threatened with a lawsuit to verify with their local court system how service of a court summons is handled to avoid becoming the victim of a "shadow summons".
Very good points you have added to the discuss. I would also suggest those called find the website for "Clerk of Courts" office in their local county. Many have a free "case inquiry" or "case look up" system. They can search under "civil" or "small claims" court for their name being listed as a "defendant"
I received a call from one of suppose to be lawyers from Baker & Sims law firm 312-702-2782 telling me i need to pay to them some money to stop the law suit I have from my payday loans I told him I did not know what he is taking about. . He try to explain to me but did not make any sense to me. He want me to go to walmart and to go monogram and send them $1,264.00 to clear the charges against me. I am still dont know what he was talking about while I was talking to him I got in the internet and google the phone number his is calling me. I notice they are fraud and scammer.
This is without a doubt a SCAM. However I fell for it... Shame on me. But in order to protect the ones that I love I did what was asked of me without research b/c I to once had a loan but I found it strange that these people wanted a Greendot pay pak which is not refundable in case of a fraudulent charge. They use this as a way to get money from people who work hard for their money so they dot have to. If anyone receives a phone call fro them get their address physical and mailing research it before you hang up. If you get it post it. Also go online to FTC and file a complaint. If they get enough complaints on these people they will have to do something... I am looking to get these people one way or another even if I have to exhaust every option I have. I will call them non stop busy signal or not until I get y money back. This money they say you owe is only part of it. Once you pay they continue to request more money. And threatening a new mother with jail time is unacceptable. I will make sure every person I can tell this to knows that these people are doing this and they will continue as long as they are free from our prison system. THEY ARE NOT LAWYERS or a LAWFIRM. DO NOT GIVE THEM ANYTHING. Request for proof of paperwork to be mailed to you. They will not give you a confirmation number nor d they email you. once they have your money they hang up on you.
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