So i was getting approved for a loan of 3,000 us dollars today and a man by the name of fedrick told me to pay the fee of 191 us dollars to pay off an insurance fee for the loan. I payed and he was saying the was complications transfering my funds. I was giving the option to get my money back or try to continue the loan process. So i said continue and he said was going to call me back on how to get my funds to my account. He never called back and i tried calling back and it keeps saying the number is disconected. :(
So i was getting approved for a loan of 3,000 us dollars today and a man by the name of fedrick told me to pay the fee of 191 us dollars to pay off an insurance fee for the loan. I payed and he was saying the was complications transfering my funds. I was giving the option to get my money back or try to continue the loan process. So i said continue and he said was going to call me back on how to get my funds to my account. He never called back and i tried calling back and it keeps saying the number is disconected. :(
You've been scammed. There is no loan. Your money's gone. My guess is you gave him a Green dot money pak. Those paks are untraceable. He's no doubt going to ask for more money. Don't give it to him! This is a scam that's been around for awhile and originates in India.
UPFRONT FEES FOR LOANS ARE ALMOST ALWAYS ILLEGAL IN THE US! That should have been a flashing red light for you.
Things to remember about loans offered by phone or e-mail:
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html