Indian accented guy using a very American name saying I owe on a payday loan from 12/07. I did not ever recieve this loan nor does my bank ever have any record of this money being deposited into my account as he states. They just called my father and best friend yesterday and told them they needed to have me call them. I have no idea who this is, but I do no owe them money and will not pay.
They called me today and told me that I had a payday loan out and that I owed them $783. The sad thing about that is the lowest you can get is $100 and not $783 to owe $783. They said that I had to pay or they will send someone out to pick me up and take me to court. When you try and talk to them they hang up and never let you get a word in. They called back and said now that I owe $783 instead of $84. This company is so fraudulent.
They call me numerous times of the day. Even as late as 12:00am. When I answer I am greeted by a guy who sounds Arabian or Pakistanian, or something (very heavy accent) stating his name is Eric Smith. I laugh and ask what his real name is. He then tells me that he is a legal officer and I am in serious trouble at this point. I ask him what the debt is for and he tells me to hold on while he transfers me to a "senior legal officer". I am then transfered to a guy named Lennie who states that I defaulted on a payday loan. (Really funny because I have never taken out a payday loan, nor does my credit report reflect any such thing) I asked him who he works for and he states "The National Legal Department". I laugh every time. He tells me it's not funny and that he is a legal officer. I ask if he is a legal officer of the law. He states he is. I then ask for his badge# and he states that he will not provide that information as it is illegal. Again I laugh. He tells me that I can laugh all I want. He states that he will be sending a legal officer to my home to pick me up for a court hearing. I then ask where the hearing is and he just tells me I'll find out tomorrow. Again I laugh. I tell him that I work for a collections company and what he is doing is ILLEGAL. I then tell him that I have just called the authorities and an officer is on his way to file for harrassment. He then tells me to hold on. I start to talk and he asks me to please hold on while his atty informs him of information. He comes back on the phone and states I am now speaking with Frank Jackson. I again laugh and ask for his real name. He tells me that this is not a laughing matter and I will be going to jail along with my family and my brother's kids will be going to foster homes. Once my family was brought into the matter (especially my niece and nephew) I became irate and told him he can pick me up now if he has the balls. He told me he'll be right there. The officer shows up by this time and when I tell the guy on the other line I want him to talk to the officer who just showed up he hangs up. I tried to call him back and they just hang up the phone. These people are a serious SCAM and please do not give them any of your personal information and please please please do not pay them anything. Report them as soon as you get the call
told me they were from an investigative unit of the federal govt. i had payday loans that were defaulted on by paid over a year ago and they are now telling me that i am being charged with 3 federal crimes
they called me from area codes 315, 312, and 813 all in the same day. The kicker, I didn't and never have had a payday loan. They threatened me, my mother, as well as my friend. How they got all this information is beyond me.