UPDATE: I took the call from them at 8 a.m. this morning and played into their game to get as much info as possible. They are reading from scripts, and if you ask them anything that goes off-script, they transfer you. I spoke to 3 people this morning: Louis Wilson, Heather Lawson and Ben Foster. In looking up Heather Lawson, I see complaints about this scam dating back to 2006!! Why can't we stop this?! This personal information should not be released when people apply for a payday loan.
When I asked for an address, they gave me 42 Broadway 5th Floor NY, NY 10004, and said they are the DCA Law Firm - Department of Corporate Affairs. In actuality, there IS a DCA at this address, but it is the NYC Department of Consumer Affairs.
When "Ben Foster" no longer felt like making up stories to answer my questions (such as "If this was in collections, why haven't I received a written notice within 5 days of initial contact, as per the law under the Fair Debt Collection Practices Act (FDCPA)?"), he said they would go ahead and process my file and we could deal with it at the courthouse on Monday. I sweetly answered "Oh yes, let's go ahead and do that." He was a bit surprised and then asked for my attorney's info, so I said "Yes, he definitely wants to talk to you" and gave him the info. Then I told him that we were aware this is a scam, that I have already reported him to the FTC and FBI, and that all calls were being recorded. I told him to never ever call here again or he would be the one showing up at the courthouse. I hung up. No callback yet. I am sick to my stomach with what these people are doing to scared, financially-strapped people.
I JUST RECEIVED A PHONE CALL SAYING I WAS GOING TO BE SERVED WITH PAPERS FROM A MID EASTERN WOMAN AND MAN THEIR NAMES NOW ARE CHARLES DAVIS AND RACHEL JOHNATHAN TELLING ME I HAD 3 FRAUD CHARGES AGAINST ME AND I OWE $5484.87 PLUS 1,095 BY MONDAY OR I WAS GETTING SERVED, THEY DON'T EVAN KNOW WHERE I WORK BUT THEY DID KNOW ALL MY PERSONAL INFO AND AQUAINTANANCES NOT EVEN FAMILY NAMES, SO CRAZY. ALL THIS IS SUPPOSEDLY FROM CASH PARTNERS OF AMERICA. FIRST OF ALL PAYDAY LOANS ARE ONLY DONE IN PERSON WITH DRIVER'S LICENSE AND BLANK VOIDED CHECK LOCALLY SO I KNEW THAT WAS WEIRD, PLUS THE BANK ACCOUNT THEY SUPPOSEDLY HAD ON FILE HAS BEEN CLOSED FOR 2 YEARSMY ADDRESS HAS BEEN CHANGED 3 YEARS AGO AND EMPLOYMENT HAS BEEN STOPPED 2 1/2 YEARS AGO!!! DEFINATELY A SCAM AND WHEN MY NEW BOSS TRIED TO CALL BACK THEY WOULDN'T ANSWER I GUESS CAUSE I ALREADY CALLED FROM THIS NUMBER ONCE AND THEY ARE CATCHING ON. MY HEART WAS JUST POUNDING WHEN I GOT THIS CALL CAUSE I HAVE RESEARCHED LOANS AND GAVE MY EMAIL ADDRESS BUT NEVER GAVE BANK ACCOUNT NUMBERS OVER THE PHONE OR INTERNET FOR THAT!!!!! EVER!!!!!!!!!!! THESE PEOPLE NEED TO BE STOPPED SERIOUSLY!!!!!!!!!!!!!!!!!!!!!!!!!!
THIS IS A SCAM DO NOT GIVE THEM ANY INFORMATION. I HAVE CONTACTED AN ATTORNEY AND I AM WAITING FOR THEM TO CALL ME BACK SO I CAN ACT AS IF I AM GOING TO PAY THEM THEN I WILL GET ALL THE INFORMATION I CAN. ONCE I HAVE THE INFORMATION I WILL CALL MY ATTORNEY IN THE STATE OF CALIFORNIA AND FILE A LAW SUIT AGAINST THEM.