Understand that law enforcement does not get involved in civil debt. If there is a law suit, you will be served court papers by an authorized means. Also read the following, because they do not warn you by telephone that you are going to be served or sued:
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
This number called me threatening me and saying I have a warrant for something I've never heard of sayings it's a sherrifs department the people are rude foreign and the man was arguing with me on the phone doesn't sound professional at all .
Called me saying I have an outstanding loan that was given to them I can either pay them or it will go to a court house. So I said till you give me actual evidence I'm not doing nothing and all he did was constantly repeat he's self
Just got a voice mail saying theres a warrant out for my arrest. They said my local police will be coming to my house with a warrant bwhat a bunch of BS. I've blocked this phone number.
Caller called my work saying it was a emergencyand needed to talk to me.Said they were the walan county sheriff in new york.They didnt seem professional by demanding and saying its a emergency.Has anyone else experienced this?
I have they told me I had a payday loan turn to them and if I don't pay it a warrant would be issued for my arrest but first call said I could pay it or have a court appearance it's just a scam to get money