Wonderful people who are just trying to help me by lowering my interest rates. Just kidding. It's a scam where they're calling random numbers phishing for credit card information.
Called me at approximately 11:43 am pst. I didn't answer, though based on what I read here, I wish I had. I would have loved to lower the interest rates on my non-existent credit cards. Shucks, I'll just have to hope they'll call back