Recorded message to "lower your credit card interest". Pressed 1 to speak to a representative, who started the call with "You would like to lower your credit card interest, is that correct?" I got about as far as "Hello, I'd like you to-" and he made a coughing noise and hung up on me.
'Card Member Services' calls using various numbers at least 3-4x/week. I usually try and talk to someone so I can keep them on line for a while but theyn usually hang up as they did today. This number 360-474-3977 actually connects to a line that gives you the opportunity to 'take your number off our list.' Which of course is bogus as they will call even more. Obvious phishing scam to get your info. Another popular number they use is 818-798-1988.
This is what I do when they call. I engage the caller and tell him that I owe about $12,000 between three different cards. The interest rate is above 18 percent but I dont remember exactly the amount. When they start to ask for account numbers, I tell them that I am concerned about doing this because I dont know who they are. They could tell me any thing about who they are but I have no way of knowing if what they are telling me is true. Every time, they say hold for a supervisor and I do this and when the supervisor comes on the line I continue with my concerns as to how I am to know who they are. After about five minutes of this, I tell him that every time they call I will play this game with them and occupy as much of their time as I can until they actually put me on their do not call list. I get anything from a click hangup to a long line of profanities that simply invokes laughter from me for I know how much I have upset them. If enough people do this, they will install a do not call list proceedure that actually works.
Do not want these calls. Why do they bother to have a DO NOT CALL list when it either dosen't work or they get through the system by changing their names or selling info.