I got the same email this morning as you did b.farmer and it stated the exact same thing except of course had my info. Im glad I saw the reports cause I was freaking out at first.
Got the same email. I few months back, I clicked on one of the many email I get soliciting online payday advances. I did need cash at the time so I filled out what seemed to be a legitimate application for a pay day loan. When I finally hit the send button, it "processed" and never stopped processing. No rejection, no try again, just a little spinning hour glass. Since that time, I've been getting pop up ads for loans and EZ financing for cars all the time, and threatening letters like the one we all have been getting. I'll take some of the blame for filling out the on-line application with out doing more research. I figure that's how they got my SSN and email address. Thankfully websites like these let us verify it's a scam.