I just got a call myself. The person on the other end is using old credit history information to try and scare you into paying him, not the credit card companies or whoever. I read an article recently about new collection agencies popping up trying to intimidate people by bringing up old unsettled debts that in most cases have already been charged off by the creditors. They can get old credit card histories through public records, which in some cases have been settled or charged off but they use language about 'judgements' and 'civil court' but the [***] wouldn't say what court, when, at what time, etc so that was my first red flag.
If you press the person for more details, they say they just work here and we're a third party, we don't know all the details about your case, etc.
They also try and trick you with the 'I've verified your identity' but they don't say they are recording the conversation so it's totally not valid in court.
So it's [***]. If anyone was going to come after you for money you owed, you would get something in writing.
By the way, you may want to let your niece know that these slimeballs broke federal debt collection law by disclosing to a third-party why there were looking for her. If your niece wants to, she could sue these dirtballs for fun and profit. She should check out some of the links that I listed above.
Wow I guess I can say me to. My wife received a call from this number at her mothers house. They stated that they were issuing a summons for her to appear in court if she did not contact them immediatly. Her mother called us and relayed the message. I called them because my wife was all upset. No answer got voicemail. Gave them my info and told them they could contact me. Sat. I received a phone call from Mrs. Scott. She stated that my wife owed Circuit City 1883.83. I knew that my wife really owed them 200.00 and it had been charged off 6 years ago. I played along for a while and told her I needed proof of this debt. She stated that if I didn't pay it immediatly we could get proof in court. I told her ggod luck and go to hell. She then said she expected this kind of answer from a stupid redneck and hung up. She then called again about 5 min. ago. Once again asked for my wife and I told her she was not available. Not knowing who I was she then stated my wife owed there client 1883.83 and if it was not paid immediatly there was going to be a warrant takin out for her arrest. I told her that circuit city will be contacted about this and she stated that circuit city "did not give a $hit about her" and she would have to pay ISA to deal with this matter not circuit city. I told her that was fine please issue a warrant and I will finish filing my complaint with the state. At that point she hung up. What a joke I have half the mind to ride down 15 min from my house to this address and show them what this "REDNECK" looks like in person.
So what DID the A-hole have for lunch??? Did he bring me any??? You know, it's federal offense to fail to offer French fries to someone whom you're attempting to scam.
my husband got one too...and whats worse it went to my EX husbands #..thats quite the go round for them,they even tried to start another fued between my hubby and HIS ex stating she gave them the # they spend more time going through records and taking crap from who they are calling, when my husband called they started the whole the "cops will come and your going to court" too.will most def report these jerks who have nothing better to do
my husband got one too...and whats worse it went to my EX husbands #..thats quite the go round for them,they even tried to start another fued between my hubby and HIS ex stating she gave them the # they spend more time going through records and taking crap from who they are calling, when my husband called they started the whole the "cops will come and your going to court" too.will most def report these jerks who have nothing better to do used the invest. Loomis name same here they must hace bought out some circuit city list cause thats where his account was from also