I just got a call myself. The person on the other end is using old credit history information to try and scare you into paying him, not the credit card companies or whoever. I read an article recently about new collection agencies popping up trying to intimidate people by bringing up old unsettled debts that in most cases have already been charged off by the creditors. They can get old credit card histories through public records, which in some cases have been settled or charged off but they use language about 'judgements' and 'civil court' but the [***] wouldn't say what court, when, at what time, etc so that was my first red flag.
If you press the person for more details, they say they just work here and we're a third party, we don't know all the details about your case, etc.
They also try and trick you with the 'I've verified your identity' but they don't say they are recording the conversation so it's totally not valid in court.
So it's [***]. If anyone was going to come after you for money you owed, you would get something in writing.
Yep got one too on the 11th. They had all my personal info and said that I received a settlement check at an address in a state that I didn't even reside or have any connection to. They said I committed various fraud and thief. She told me she was investigator "Ms. Clark." When I got frustrated and swore and then started to ask her some questions, she put me on "hold." She then hung up and preceeded to call my parents in another state and harassed and threatened them. Oh, I was also told that I was being sued in "the county I resided in" by them. I called back at the number they gave my parents and told them I was on to their scam and how I was reporting them to the authority's. They called me back and told me "your mother disowned you, and we will be the last ones laughing when we sue you....you stupid bi**h." Anyway, I had a cell phone number come up on my caller id today from the same area code.....which I will check out today. I will report this number as well if needed. Anyway, checked my credit after putting fraud alerts out, etc, and the credit they were falsely claiming doesn't exist anywhere....leading me to believe that they are going by some really old reports. Good luck and don't be fooled!
Got message from "investigator Clark" for my son who hasn't lived here in 8 years. Once last week and again today. Said will be having local court serve him and good luck in court. What jerks!! Glad I looked up this "reggie white" and found this website. I will also be reporting them!!!!
Just received one of those calls and in today's day and age where identity theft is so common that was my initial thought because of what they said. They told me that I co-signed for a lady that i have never heard of and then told me I would be served with a summons. When I told the rep that called I never heard of this lady she went ballistic and hung up on me. I called back because I wanted some information and of course the person that answered could not find my information. I'm not sure about the rest of you but I will report them and if there is any legal action available I will be pursuing it just to get them shut down
404-287-0204 Special Investagator Edward Lumus Ex. 102 Is this guy a fraud or what!? Everyone should call this [***] and give them crap back. Don't give any info to this [***]. They work like a used cars salesman. If you do give them any info like bank stuff close it out asap. It takes one call until you can go there in person. This place has peoples old records somehow and tries to get you to pay! The debt you owe is already charged off by the time these people have it. NOTICE THE DATES THESE ONLINE COMPLAINTS ARE FILED NONE BEFORE THIS PAST JANUARY 2008! hmmm