I had a phone call from the same people today. They called acting like a collection agency. I was at work and was in a big hurry, they told me to make an immediate payment or it will effect my credit. I told them to take it out of my account tomorrow, I messed up very bad I gave them my account number to my bank. I am so pissed. I wasn't thinking and that's one thing I try to keep good, my credit. Well I called att cause I don't remember being late (by the way the agency said I owed $392.00. When I call att they looked at all my records and said I had no history with a late account. The agency is suppose take the money out tomorrow morning. I called my bank and they said that the only thing that they could do is for me to close my account, well my check deposits tonight at 12 am and when I talked to the bank it was 5 mins before they closed. I asked about getting a freeze on my account but they said they couldn't do anything about that. Please if anyone has any info on what I can do please help me out. My email is
[email protected]. Thank you. Ps I'm going to close my account tomorrow and I hope that I beat them to my money before they beat me.