Hey everyone...now the number has changed, the Inspector has changed but the scam is the same, I got a phone call from an Inspector Crutchfield last week who threatened me with a warrant and jail. He gave me his cell phone number which is 678-279-5840. I called him back because I work for the court systems in Broward/Dade Florida and this just wasn't making any sense. Plus if I were personally arrested I would lose my job. Same story, I would be arrested for check fraud. He couldn't tell me the original amount of the "so-called loan" but said I now owed, with court costs, fines and fees a whopping total of $1,375.00 payable in two installments. Needless to say I was upset for days when my daughter found this site. The "inspector" told me the company was "Quickie Cash Dollars" of which I'd never heard of. This so called loan was done in 2008, a year I had to file identify theft. And after his call, I now have two other emails stating I owe these guys money and if I settle the debt...watch out folks. Call you local law enforcement office for economic crime and let them know you are being harrassed.
These same people have been harassing my fiance....We did at one time take out a pay day loan for $500.00, and now these people are saying they are goin to have him arrested AT WORK, if he does not pay.... and also said his debt was in the amount of $1200.00He set it up for 4 payments because they (supposedly) came to an agreement on 4 payments of 215.00 which comes out to a lil over 800 dollars....BUT now, they are still taking money, and twice have made his account go negative....SO PLEASE IF YOU HAVE ANY INFORMATION I CAN USE TO NOT ONLY STOP THIS BUT ALSO GET HIS MONEY BACK THAT THEY TOOK WITTH OUT HIS APPROVAL......
i received a call from a Mr. Lee at my job and he threatened our receptionist about if I worked here and she needed to give him the information he needed because he had a warrant for my arrest and that I had written a check for a payday loan 2 yrs ago and that he was gonna issue a warrant for my arrest. The receptionist would give out no information, instead she took his number and I called a Mr. lee back and I told him I have not written any checks to this company, he kept on with his threats and I told him that i deal with the Court system everyday and he needed to do what he has to do. He states that i needed to make a payment so they could stop the warrant and I told him that I would not give him my debit card number because I do not know who he is. So I hung up and I guess I will be getting a call today or even maybe be picked up today (Whatever).
I got a vm yesterday from their toll free number to call them in the next 24 hours. So I did just to see what this call was all about, out of curiosity. So I get a Mr. Love who tells me that they are collecting on a bad check for just over $1000. They had my name, address and ss#, but could not or would not tell me what the debt was for. They were trying to get me to admit to the debt, of course I would not, I kept them on the line asking them tons of questions, and was transferred several times. I asked them to provide me with written documentation of this debt, they wanted to fax or email, I said "no, I need you to mail me a debt verification letter with the following information......". I was aware of the company that they said they were collecting for and I have mailed that company a debt verification letter with no response. In addition, I notifed this MR. Love that there were other collection agencies just like DKA that were trying to collect on the debt as well and that was a violation of the law. Finally he transferred me to some lady who tried to over power me, got frustrated with me and gave me back to Mr. Love! It was funny! Anyway, I finally learned that this was some sort of on line loan directly deposited into a bank account with my name attached to it, they did give me the bank account number...which is not nor was ever mine. I asked them to supply me with proof that I took out this loan, supply me with a signed contract, IP address, along with their license number to legally collect in my state. Finally, Mr. Love gave into me and said he will send me something but it will take 2 weeks and he "hopes that the case will still be with him and not in the courts where I live". I do have to say, no one threatened me with an arrest, but did lie and tell me it was a bad check.
Generally if one writes a bad check it is taken up with the District Attorney's Fraud Check Department, not so called investigators from unlicensed to practice in various states collection agencies. And its illegal to threaten arrest, jail time or prison for a defaulted payday loan as this is not a fraudulent check or bad check. It is just a defaulted payday loan, just like one defaults on a mortgage, car loan, credit card etc. So instead of taking a hard line, manipulative, threatening, overpowering, and intimidation tactic to collect, perhaps these horrible collection agencies should try taking a more promatic tactic to create a win win situation that works within the consumers financial situation. Generally those who work in the debt collection field are those who want control and power, those who think they have something to prove, those who take pride in making a painful situation even more painful regardless if the debt is true or not for that person. Working with consumers to create a win win situation is by far a more human, ethical and moral practice opposed to the way most companies like DKA practice. There is no integrety and its a shame. Consumers situations and circumstances change all the time, and they may not be able to pay their debt regardless of taking responsibility or not. Perhaps they tried with the original lender but was denied, Payday loans do that all the time, they are horrible and swindlers, they really should not be allowed. They allow consumers to fall into the trap deeper and deeper, unable to get out then get caught, and forced to deal with companies like DKA.