Investigator Beckham calling regarding a possible warrant. Get in touch with him immediately and refer to case number such and such at (404) 524-0848 or 1-866-943-9340.
I called back to the 1 (866) number and the operator said that this was an attempt to collect for a bad a check and that all the representatives were busy or out of the office and that I should leave a short message with my name, number, and my case #. I tried calling 5 times. Then I tried calling the direct line and Investigator Beckham called. I haven't written any bad checks. It sounds like a scam to me.
Hi. My mom is getting a call from the same number, and she's kinda worried about the possible warrant and all. If I can just ask, did you ever find out what that number realy is? Please if you can reply to this, or my email, [email protected]
Delanor Kemper & Associates
PORTFOLIO MANAGEMENT
2221 Peachtree Rd NE
Atlanta, GA 30309
TEL : (404) 524-0891
FAX : (404) 524-0896
http://www.dkallc.com/1.html
From their website:
"Delinquent Receiveable Resolution"
"Delanore, Kemper & Associates is a national debt collection agency founded upon a commitment to high ethical standards and driven by the successful recovery of your company's accounts receivable and bad debt. The DKA team offers a combination of highly-developed skills and a wide-range of prompt, professional accounts receivable collection and bad debt collection programs specifically designed to fit your company's needs.
DKA Collections is dedicated to serving you with the intention of building a long-term client relationship. We are the intelligent alternative for your company's need for bad debt collection, clearing backlogged receivables, improving cash flow and liquidity while enhancing your profitability.
The team of DKA professionals is highly-skilled and trained in commercial and consumer third-party collections and has earned a stellar reputation across the country for results. By utilizing state-of-the-art computer systems, DKA's collectors are able to access debtor information, perform effective skip tracing, impact your debtor's credit history and do timely, effective debtor contact and follow-up.
Our collection agency is large enough to offer rates that are competitive with larger firms and also small enough to provide your accounts with consistent, knowledgeable and expert attention. There are no "up-front" fees at DKA to begin your bad debt and accounts receivable collection processes and every one of our clients receives as much personal attention and service as they require. No client is ever "too small to bother with." Whether your needs are a single account per year or collections on thousands, DKA will exhaust every effort possible on each and every account to yield the maximum recovery results.
Our professional credentials include the following: DKA is in full compliance with the Fair Debt Collection Practices Act (FDCPA).
We welcome the opportunity to show you how your company can benefit from the reputation and services offered by the premier debt collection agency - DKA Collection Services, Inc. Feel free to take a look around our site and see what we can do for you!"
They are in no more compliance with the FDCPA than I can fly, if they are calling and threatening someone with a warrant and with NO proof that the debt is legitimate, which is in violation of Sections 807:
§ 807. False or misleading representations [15 USC 1962e]
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.
(2) The false representation of --
(A) the character, amount, or legal status of any debt; or
(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.
(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.
(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.
(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.
(6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --
(A) lose any claim or defense to payment of the debt; or
(B) become subject to any practice prohibited by this title.
(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.
(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.
(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.
(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.
(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.
(12) The false representation or implication that accounts have been turned over to innocent purchasers for value.
(13) The false representation or implication that documents are legal process.
(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.
(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.
(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.
I received a call From Investigator Jackson, making threats saying he is going to put a warrant out for my arrest. I am in California, they have call me at 6am in the morning. Someone needs to report them in.
You need to file a complaint with the AG's office in your State, the Georgia Govenor's Office of Consumer Affairs http://consumer.georgia.gov/02/oca/home/0,247 ... 76ACBB9ACD7CE9A and with the FTC: https://www.ftccomplaintassistant.gov/
They have violated Sections 805 and 807 of the FDCPA by calling you before 9AM local time and threatening to have you arrested:
§ 805. Communication in connection with debt collection [15 USC 1692c]
(a) COMMUNICATION WITH THE CONSUMER GENERALLY. Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt --
(1) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 o'clock antimeridian and before 9 o'clock postmeridian, local time at the consumer's location.....
§ 807. False or misleading representations [15 USC 1962e]
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.
(2) The false representation of --
(A) the character, amount, or legal status of any debt; or
(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.
(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.
(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.
(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.