How do you figure that you owe them money? Have you ever done any business with Portfoolio? Have you ever received any goods or services from these bottom-feeding vermin? OTOH, has Portfoolio Recovery documented and verified a debt they claim they bought from some bank that had written it off 15 years ago (and got generous tax breaks for the bad debt.)? Can they prove this is your debt? I forced these vermin to answer my inquiry to them by complaining to the state attorney general's office -- consumer protection -- their lawyer wrote back in black and white the admission that the debt could not be verified. So, has the so-called debt they say you owe them been verified? He also said they bought the line in a printout (from some bank I never heard of) in 2001, though they never started their harassment campaign until 2009. Statute of limitations, anybody? (That would only apply if they could verify the debt, which they can't, so back to square one...)Tell them to take a very long walk off a very short pier. You owe them nothing.
I just got a call from this number, but I had my ringer off, and I was sleeping, so I didn't answer it. I saw the number, and didn't recognize it so I didn't call it back. I always look up the number on Google before I call it, because I know these collection agencies are out there. I always try to find out if the number is legit. Most numbers I look up are scam calls and there are complaints listed. I do have some debt, but no job, so I can't pay them anyway. I ID them "scam don't answer" so I never have to talk to them.
I have begun marking the numbers SAVED as an OBSCENE NAME on my cell and when they call back I tell them there is nobody by that name at this number...hey TWO Can play that game! I have not had a credit account in over 13 years and the statute of limitations in FLORIDA is 5 /FIVE YEARS.
I was expecting a call from someone and I knew the time but not the number so when this pops up and I answer it expecting it to be my friend and chick starts in all hyper asking if I am there. I kept saying I wanted to know who it was and she said Elizabeth something ... mumbled the last name. When she wouldnt tell me who she was with and I refused to tell her who I was I got grumpy and hung up cause I really dont see a need to continue a conversation to pay them money I dont owe them....
Should have a thing on call type for fake debt collectors since they demand you pay money that you dont owe, if youve paid it off they will still try to collect, if its in someone elses name they will say since its your contact info you need to give them the money anyway etc... as is the case with this... I dont know the person that rang up the debt but my number is attached *lucky me cause there goes my credit :( * and they want me to pay some dudes bills....
Portfolio once again.
I must say, having dealt with them through my former employer, (one of the top 5 national Health Ins. Company’s), that the people that founded this company, and then staffed it with people like themselves, are completely immoral, unethical, violent, vulgar, and downright nasty. I’ve seen them try to collect on debt/medical bills, that were initially sent to collections for slow/no payment, only to be paid in full by the Insurance and/or Patient, and then somehow these people find the information and try to collect on the debt that’s previously been satisfied and resolved completely, sometimes months to years prior to them declaring it theirs to collect on.
These D#$)*%Bags are of limited intelligence, so, when they are actually talking to a victim/person, they try to speak about matters that are many points above their IQ, and then get indignant when they are "educated" on the situation/matter being discussed. The have called my line from over 3 dozen different phone numbers, and yet, my phone never rings...it's a lovely thing called "Google Voice". I simply check the spam folder once a day and add any of their new numbers to the blocked list, that way, whenever they call again from that number they get a "Disconnect Recording", provided by Google for free to the user, and it stays that way for eternity, or until you unblock them, which I don't know why anybody would as this company is a complete sham and its employees are nothing less than Identity Thieves and con artists. Please do yourself a favor and use Google Voice, or any other high-rated blocking app, then simply add each new number to the block list/contact and be done with it, it's not worth it to allow them to upset you. Again, if you have the ability to use Google Voice I highly recommend it, especially since the call never reaches your phone, so your minutes aren't effected at all.
Best of luck to all of you in the never ending battle/war with these puss-filled over-picked sores on the taint of society.