How do you figure that you owe them money? Have you ever done any business with Portfoolio? Have you ever received any goods or services from these bottom-feeding vermin? OTOH, has Portfoolio Recovery documented and verified a debt they claim they bought from some bank that had written it off 15 years ago (and got generous tax breaks for the bad debt.)? Can they prove this is your debt? I forced these vermin to answer my inquiry to them by complaining to the state attorney general's office -- consumer protection -- their lawyer wrote back in black and white the admission that the debt could not be verified. So, has the so-called debt they say you owe them been verified? He also said they bought the line in a printout (from some bank I never heard of) in 2001, though they never started their harassment campaign until 2009. Statute of limitations, anybody? (That would only apply if they could verify the debt, which they can't, so back to square one...)Tell them to take a very long walk off a very short pier. You owe them nothing.
So far, over the past two years, I have compiled a list of 254 numbers used by PRA, and they probably have many more that they use. They aren't even trying to find me, but rather, the family of deadbeats (I've been asked for at least 5 different people with the same family name) that had this number before me.
You would think these low life's would eventually give up. I don't answer any phone that rings if I don't recognize the number.......no exceptions.
Told them over three years ago they had the wrong person, debt wasn't mine. They don't care, started to yell and try to intimidate me with accusations and threats. That was their big mistake.
Told them to kiss off in not so politely words. Didn't let them get a word in, said my piece and hung up the phone.
They keep calling, I keep laughing.
Do not call list is a waste of space, reporting them does nothing.
Best you can do is ignore them.
This number 404 719 4368 has called me many times. This is Portfolio Recovery from Atlanta and I have told them many times that I do not owe anyone anything and they may have gotten my number from past credit which was paid off many years ago.
Also 859 586 9557 calls me at night and on Sundays and leaves a message from Portfolio Recovery who is trying to collect a past debt. These same numbers and many others also refer to themselves as Obama Portfolion Recovery.
On any of these numbers when I did speak with them (big mistake) no one could ever tell me who the original credit holder was, what the debt was far or where they got my number from.
I don't know if it's my service provider or what but every single call I get from them says "Portfolio Recovery" on the caller ID. They don't even bother to try to block it, or if they do it doesn't work. I've got 8 different numbers they call from (so far).
Bottom feeders - trying to collect debt from people who have nothing to do with the original to begin with. How the hell do they recruit people to work for them in the first place? I'd rather clean dairy stalls - I'd deal with less BS.